tag:blogger.com,1999:blog-4055690688282230469.post7728111014184359810..comments2024-03-17T08:58:39.402-07:00Comments on creative savv: A Victim of Credit Card FraudLilihttp://www.blogger.com/profile/13292553654219380455noreply@blogger.comBlogger7125tag:blogger.com,1999:blog-4055690688282230469.post-13449825948560385202022-09-11T16:45:09.068-07:002022-09-11T16:45:09.068-07:00Thank you all for your comments. I think you'r...Thank you all for your comments. I think you're right that with today's world, it would be very difficult to not have any debit or credit cards. I've used PayPal in the past to receive and send money. My daughters use Venmo.<br /><br />When I don't have regular business with a merchant or service, I use cash (sometimes I get a discount for using cash). I use cash for gas because the cash price is less. I use cash whenever a purchase is small. WinCo is cash or debit only, so I use cash when I shop there. And I use cash at independently-owned businesses so the owner doesn't have to pay a transaction fee on my purchase. <br />We use credit cards for paying medical and utility bills, as well as hotels when traveling and online purchases (which are fewer and fewer these days). And we use credit cards for larger purchases.<br /><br />I think it's sad that this is our world with thieves who don't respect another's hard-earned money or property.<br /><br />Kris -- thanks for the article link. I'll check that out.Lilinoreply@blogger.comtag:blogger.com,1999:blog-4055690688282230469.post-6537687554669877692022-09-08T11:21:28.525-07:002022-09-08T11:21:28.525-07:00Although I am positive you are doing everything to...Although I am positive you are doing everything to be safe. I was next to a gentleman who found a scanner attached to the gas pump next to me. Completely freaked him and everyone standing around him out. It looked like it was part of the machine. My husband's card was hijacked in a furniture store. His information was stolen as part of the Target problem a few years ago. And once it was taken and used in Truckee CA, we have never been to the West coast. I still use check at Target because of his experience. I use credit cards at the gas station and check every month. I would go back to cash except sometimes it is inconvenient. Amyhttps://www.blogger.com/profile/06946608761373714442noreply@blogger.comtag:blogger.com,1999:blog-4055690688282230469.post-46226996686396566442022-09-08T10:40:10.329-07:002022-09-08T10:40:10.329-07:00I have a Venmo account. My cousin's daughter h...I have a Venmo account. My cousin's daughter has a baking business, and I occasionally order some cookies to be delivered to my aunt in a nursing home in her area (far away from me). The baker is in her 20's and Venmo was the only way she would take payment. One of my sisters also has a Venmo account, and she uses it to transfer money she owes me instead of writing a check. So far, it has worked well, however, we don't take part in any of the additional social aspects that comes with it.Live and Learnhttps://www.blogger.com/profile/13493777474885053903noreply@blogger.comtag:blogger.com,1999:blog-4055690688282230469.post-31395185398825879302022-09-08T06:33:28.330-07:002022-09-08T06:33:28.330-07:00I had no problem reading your comments! I agree w...I had no problem reading your comments! I agree with what you said---there are too many instances in life where you need a card, so I don't think we would ever be without one. We avoid the multi-card scenario to minimize theft, but I'm not sure we can completely eliminate risk. I feel like there is risk regardless of the method of payment that you choose to use. There are so many different methods of payment these days that it makes my head spin! Venmo is the one that many people I know of are using these days and I've been toying with getting an account but haven't made the leap yet. <br /><br />Skimming periodically resurfaces in our area and many gas pumps in the area have been altered to minimize the risk of skimming (not that I understand how it happens ....). <br /><br />I don't know if this is helpful, but it's a pretty recent article so maybe you could glean something from it? https://www.mybanktracker.com/news/chip-cards-safe-from-wireless-thieves<br />Krisnoreply@blogger.comtag:blogger.com,1999:blog-4055690688282230469.post-26775074047847928192022-09-08T06:32:49.825-07:002022-09-08T06:32:49.825-07:00I have lost track of how many times it’s happened ...I have lost track of how many times it’s happened to us with our debit cards and my husbands company credit card. The bank quickly refunds the money to us, but it’s such a hassle to get the new card set up for bills and such. I have never been able to figure out how it has happened. I don’t store my cards on any websites besides amazon and Walmart, and use PayPal as a payment method if it’s an option. I haven’t had it happen on my card for several years, but Dh did just last year right before Christmas. We use our credit card for everything. It would be very difficult to do cash.<br /><br />DianeAnonymousnoreply@blogger.comtag:blogger.com,1999:blog-4055690688282230469.post-29384665302765334702022-09-08T05:19:35.068-07:002022-09-08T05:19:35.068-07:00I hope everyone can read around my typos and make ...I hope everyone can read around my typos and make sense of what I wrote. :)Live and Learnhttps://www.blogger.com/profile/13493777474885053903noreply@blogger.comtag:blogger.com,1999:blog-4055690688282230469.post-11530248891926278562022-09-08T05:17:48.800-07:002022-09-08T05:17:48.800-07:00We have had our credit cards used by others severa...We have had our credit cards used by others several times. Years ago, someone too a JP Penny's card from my husband's hotel room and left everything else in his wallet. It turns out that that card could be used at a big convenience store in the area and they never checked anything. Remember how they used to compare signatures? Other times, we've guessed that they got our number following us at a gas pump. I'm not sure how it works or if you can still do it, but there is somehow you could read the numbers that the card reader had just read. Except for the first time, the credit card company has notified us that something has looked suspicious. I don't know what tipped them off in one case because it was an online purchase for a normal amount at store we had ordered from before. It is definitely a hassle to get a new card and change your information everywhere, but we still do online shopping, and a card is needed for things like reserving a rental car or a hotel room, so we keep our card.<br /><br />Another time, someone didn't use our credit card, but used my husband's credentials to buy some expensive phones, and we got the bill for them. That took months to resolve and involved the police.<br /><br />I don't know the answer to it all. I don't like it, but I figure, unfortunately, it's the price of doing business these days.Live and Learnhttps://www.blogger.com/profile/13493777474885053903noreply@blogger.com