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Tuesday, January 12, 2016

January is a good month to . . .


Save gas and stay home, for a change. All of the activities and shopping surrounding the holidays meant I went through more gas than usual in December.

Get back to a fitness routine. All of that activity and shopping meant that I had little time to workout. I started back up with indoor jogging last week, just 15 minutes worth, 3 days a week. that doesn't sound like it could benefit me very much, but it's a start, and is getting me back into the "habit" of fitness.

Take stock of my grocery inventory, use what I have, and buy less food for the month. I now have loads of baking and cooking goodies in my pantry, fridge and freezer. This is a good month to begin using some of it up.

Put on a sweater or long undie bottoms, or start up some housework that really gets me moving (with good music to add fuel to my fire), when I feel chilled in the house. Saving on the heat bill, now, will give me some fun money, later.

Make candied orange peels. January and February are the months that I buy the most fresh oranges. Making candied orange peel, for baking with in chopped form, or dipping in chocolate for candy, uses all of the orange (or almost all). And I do love free candy! Candied orange peel freezes well. So along about Mother's Day, I can add some to a batch of scratch scones to have with brunch.

Find those projects that I bought the supplies to, eons ago. I have fabric for making chair and sofa cushions, that I bought in 2013, if you can believe that! I'm now getting around to making a cushion or two for the family room.

Hole up with a good book, or an entire season of a favorite television series on dvd -- both from the library of course. I'm reading An Everlasting Meal, by Tamar Adler. I read Amazon's sneak peak, online and was intrigued, so I put it on hold at our library. I also completely missed Downton Abbey season 4. I checked out that dvd from the library, as well. Working my way through the episodes. And contrary to what I feared, seeing this season out of sequence hasn't spoiled the watching at all. Still just as fascinated, as I wonder why on Earth does someone need a lady's maid, to hand her some gloves and earrings? I understand how nice it would be to have someone do my washing and ironing, but aside from buttons or zippers down the back of a dress, I think I could get myself dressed and undressed without the extravagance of a maid. But I love the storylines, despite the extravagance.

Make vacation plans for later this year. At least half of the fun is in the planning, so I plan to plan as much as I can! And if I put on my sweater, often enough, instead of cranking up the heat, maybe I will have saved some extra cash to go towards a fun vacation.

Make those appointments that should have been made a couple of months ago. Those items now glare back at me from my to-do list, as I try to ignore their need. But I will make myself call for my appointments.

Get organized for tax time. Ugh! Another item from my to-do list which I am having a hard time, to-doing. One step at a time. I have a little list of items, to get me organized with taxes, on my computer notepad. Today, I set out a box, for paperwork as it comes in, and memos to myself to remember certain items which never have a paper attached to them.

Make a spending, saving and giving plan for the year. If I plan it, it will happen practically effortlessly. With charitable giving this year, we plan on setting up a direct transfer of stock, to donate mutual funds shares to our church for our tithing. This mutual fund has appreciated since purchase. If we sold the mutual fund shares to give cash, we would have the tax burden of capital gains on our investment. By donating the mutual find shares directly, we avoid capital gains on any of the profits. Making our gift this way will allow us to be more generous, in the end.

Sit down with a cup of blueberry tea with honey, and savor the quiet that follows the excitement of the holidays. Today, there is time for a quiet moment. I'll savor it before the madness of spring gardening begins. I think I'll use one of the good cups.
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