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Friday, February 6, 2015

Just call me queen of the markdowns?



Running errands on Wednesday --

I hit the jackpot at Fred Meyer. I always make a pass by the packaged produce section, dairy case, and the marked down meat bin when I stop in a store. I was tired and had a head cold on Wednesday, s nearly didn't make these usual stops. Am I ever glad that I did!

I was only going in for eggs ($1.25/dozen), but halfway through shopping, I had to upscale my shopping cart from the small one, to the large!



I found eleven 8-oz cartons of sliced white mushrooms for 79 cents each. I'm cooking some of them in butter, to freeze for future use.



four 10-oz clamshells of broccoli crowns for 99 cents each



three 5.5-oz clamshells of 50/50 baby spinach and spring leafy greens for 99 cent each



nine gallons of 2% milk for $1.50 each (I could have bought more, but that's the limit of my freezer storage



four 16-oz containers of sour cream for 79 cent each



two 16-oz containers of cottage cheese for $1.09 each

and two 1-lb packages of 93% lean ground beef ($3.89 each) and one 1-lb package of 93% lean ground turkey ($2.49)

I left with a large shopping cart filled to the brim, and spent about $50. Not bad!

It varies from one store to the next, but each store usually has several markdown (reduced to clear) spots.

  • bulk produce, where you'd find pieces of fruit or veggies, especially bananas
  • packaged produce, where you'd find ready-to-eat, preached items in plastic clamshells or bags such as lettuce, fresh spinach, mushrooms, cut melons, fresh broccoli tops, and sometimes tofu
  • the dairy case, where you'd find containers of yogurt, sour cream, cottage cheese, canned biscuit dough, packaged cookie dough
  • the milk cooler, where you'd find cartons and jugs of milk, whipping cream, some non-dairy creamers, some non-dairy beverages like some cartons soy milk, and sometimes "fresh" orange juice
  • the egg cooler (I've only once found eggs on mark down)
  • the fresh meat department -- meat may be in a special section of the meat dept, or it may have markdown labels on the packages in it's regular spot
  • the packaged deli/meat dept, for items like fresh sausage, bacon, hot dogs, lunch meat, cheese, sometimes tofu
  • a dry goods clearance section, where discontinued, post-holiday, and about to expire items that do not need refrigeration, often at the back of the store
A few of these marked-down-to-clear items, such as fresh melon cubes and lettuce, need immediate consumption. But for most of them, they can be easily frozen, with minimal preparation.

Cartons of liquids (like "fresh" orange juice, milk) will need room in the carton for expansion while freezing, and I'll need to pour a small amount off and use it right away. Some items may need a small amount of preparation, such as pre-cooking the mushrooms before freezing, or blanching fresh broccoli crowns, or whipping the whipping cream, spooning into mounds on waxed paper, then freezing. But many of the items, like the tofu, whole bananas, lunch meat, bacon, hot dogs and fresh meat can go in the freezer in the package that it was purchased in.

And then, a few items store in the fridge for many weeks past the expiry date, such as fresh eggs, canned biscuit dough, refrigerated cookie dough, cottage cheese, sour cream, and chunk or loaf cheese.

Of course, those pantry items, like boxed pasta, that are merely discontinued or post-holiday, will keep on the shelf for many weeks beyond your purchase, if unopened. I buy our holiday candy (such as Valentine's, Easter and Christmas candy) each year, immediately after each holiday, on clearance, then save until the next year.

Some great deals to had. But it is hit or miss!


Do you look for clearance markdowns? What have you found marked down to clear at the grocery store? Tell me what your stores will mark down. Are you in an area that only marks down very old bananas? Or do you find meat on mark down, too? What's been your *best* deal, ever?

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Wednesday, February 4, 2015

Lessons from my art class

I'm taking an art class this quarter and my instructor has given me a couple of pieces of wisdom that could really apply to other areas of my life.

After I've been working on a piece for a while, she'll come around to me and remind me to stand back a bit, and look at my work from a distance. She can see that I've become entranced with the details of my work, and overlook my progress with the "big picture".

If you like to craft or do needlework of any sort, then you've likely experienced this over-focus on the details. You see the flaws, because you are close to your work, but nobody else even notices what you perceive to be monumental errors. It isn't until I step back and try to see my work through fresh eyes that I can think to myself, "yeah, this looks pretty good!"

And I tend towards this narrow vision, in life itself. I focus on specific areas, those with which I feel I'm most failing. With my role in our family's finances, I sometimes feel I should be doing better -- more exacting, more precise, more perfect. I pretty much know that I'm doing great with our grocery budget. And I feel comfortable with how much we spend on utilities. But I do feel I could do better with other areas, like shopping around for a better rate for our car/home owner insurance. Or taking more economical vacations.

Then I'm reminded to step back, and look at our financial "big picture". We're on track with our goals. We are comfortable with our giving. And even when I'm critical with my spending choices, overall, we are quite sensible with our spending. While details do matter, fussing too much with the details detracts from my overall satisfaction with our finances.

There are no grades in my art class. I either show up and do the work to learn new skills, or I miss out. It's the process and not the final piece that matters. When I'm sewing a pair of pj pants for one of my daughters, I know I won't be graded on the final product. I could very easily buy a pair of pj pants of similar or even better quality than I sew. But that's not the point. The love is in the "making". And fortunately, there won't be a financial report card issued at the end of this life. If I don't manage every aspect of our finances perfectly, we'll still be okay. The big picture looks good.


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