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Friday, January 13, 2017

Cheap & Cheerful Suppers for Early January

Tuesday's Quick and Easy Dinner

I'm taking shortcuts, where I can and enlisting help from family, each week. I'm busy with other pursuits for the time being. Besides, it was time for a break from intensive meal preparations, ongoing since 1987.

Friday
  • lentil, vegetable and ham soup
  • pumpkin muffins with cream cheese
Saturday
My husband cooked dinner for us tonight. He doesn't cook very often, but has agreed to help out once per week, for the time being. He did a good job, too.
  • rice and lentils
  • carrot and celery sticks, with Bleu Cheese dressing as dip
  • cranberry, pecan and oatmeal cookies that I baked earlier
Sunday
  • chicken, black beans and vegetables, over
  • brown rice
  • steamed broccoli
  • cookies
Pumpkin, Ham and Sage Cream Sauce for Pasta


Monday
I usually make this dish with sausage. Ham was what I had, so ham it was. And it was still yummy. This is an excellent pasta sauce for an alternative to traditional tomato or cheese-based sauces.
  • pumpkin, ham and sage cream sauce, over
  • whole wheat penne pasta
  • tangerines
  • cookies
Tuesday
  • chicken fried rice with veggies (chicken leftover from the legs on Sunday, rice leftover from Sunday's dinner, too -- relatively quick to prepare)
  • grilled canned pineapple slices
  • cookies
Wednesday
Last Friday, I made double the amount needed for dinner that night. I froze half for use tonight, Wednesday. I'll be doing this every week, for my current menu plan (next 8 weeks). Wednesday is one of 3 easy nights per week for me, now. Okay, who am I kidding, they're all easy nights, these days!!
  • leftover lentil and vegetable soup
  • leftover pumpkin muffins and cream cheese
  • rhubarb-blackberry sauce (from end of summer, and in freezer)
Thursday
I have a meeting tonight, so it shall be a quick and easy meal -- breakfast for dinner.
  • turkey bacon (bought on markdown 2 weeks ago and kept in freezer)
  • pancakes
  • stewed prunes (prunes from the freezer, last summer's harvest)
So far, I've only made a couple of adjustments to the meal plan that I made at the beginning of the year. I substituted canned pineapple for the blackberry-rhubarb sauce, on Tuesday, as the sauce wasn't thawed completely, yet, and I thought grilled pineapple would go well with the Asian inspired dish. And I served steamed broccoli on Sunday, in place of canned green beans. Something fresh is nice in a winter of canned vegetables.

Cooking is going well. I get enough of a break from preparing dinners on several nights per week, that when I do have to cook the full deal in the afternoon, it's not such a burden. And none of the changes that I've made are costing us anything extra.

How was your week? Anything special on your menu this past week? Who else does breakfast for dinner on a regular basis? What do you serve besides pancakes or waffles, when you make breakfast for an evening meal?

Have a wonderful weekend, all!




Thursday, January 12, 2017

Financial Responsibility of My Adult Kids Living at Home

We are living in a generation of young adults still living with their parents. For many of these YA's, it's a matter of necessity, either familial/social structure or financial.

Sometimes, a young person has a schedule that is adaptable enough to help an aging or ill parent, by living at home. Other times, the social structure of a family is welcome to a YA, as marriage is increasingly delayed in this generation.

Mostly, though, the need is financial. A young person might be trying to launch a non-traditional career. (I know a young man who is trying to get his music career off the ground, and lives at home with his parents.)

Or, a young person might be paying off hefty student loans, while still in the early years of a career. (I know a married couple that had to move back in with her parents, to help them pay off combined student loan debt.)

And if your young adult is living in a large metropolitan area, rents can exceed a young person's ability to earn.

I looked into rents for my 2 daughters, near their campus in the city of Seattle. These are not fancy-schmancy apartments. I first checked 2-bedroom units, knowing they might want a private and quiet spot for studying, each. At $1300 and up per month, that was out of the question for us. I checked the 1-bedroom apartments. This would be moderately doable. Not ideal, but okay. The 1-bedroom units that I found began at $1100 per month. So, I was curious. What about studio apartments, in someone's basement, or above their garage? I found a studio apartment, attached to someone's home, for $1000 per month.

We're not talking luxury, here. These are bare bones, just starting out apartments. Many are in sketchy neighborhoods. Heat and electricity is extra. A lot of young adults, just starting out can't afford rent in the city.

Young adults still living in their childhood homes, aren't all lazy bums, sitting on their parents' couch all day, eating Cheetos and playing video games. There are some real reasons for these YA's to need to bunk in with Mom and Dad, well past the age when we would have felt that was acceptable for us, at their age.

So, how is a parent suppose to financially treat their 20-something kids living under their roof? This is what we've chosen with our own grown kids.

To Pay Rent or Not Pay Rent

My son has a stable career, now. He lives at home with us. He benefits from both financial and social/familial support in our house. He is saving to buy his own place, in the area. I would imagine he will be ready for that step, soon. In the meantime, he's been paying us rent since he landed his first career position after university. This is expected of him, not for us, his parents, but as part of being a responsible adult. He pays all of his own bills, otherwise, such as his car and insurance, any incidentals he may need, etc. He even goes on his own vacations, now.

Our daughters are still in college, full time. They work, full time in summers and part time during the academic year, depending on their course load for each quarter. They don't pay "rent" per se. However, they each give us the majority of their summer's earnings, every year, which is put into their university fund.

We, their parents, provide room and board, all school-related expenses, including bus to/from campus, family vacations, and many incidentals, such as laundry soap, shampoo, school supplies, admission to academic-related events and shows.

But they pick up the tab for clothing, cosmetics, hair cuts, movies out, gifts for others, transportation to non-school events, and food other than what I provide at home or family dinner's out. They haven't received an allowance since they turned 18.

Yeah, it's a hard reality. You celebrate your 18th birthday, and suddenly you have to foot the bill for all of the fun stuff in a young person's life.

After they graduate, they will be welcome to continue living with us, here, as they embark upon their career journeys. But they will be charged rent, as their brother has been, scaled to whatever they can earn in their chosen fields.

I think it's acceptable for a parent to financially help out their young adult children, by allowing them to live at home. But I also feel it's beneficial for the young person's emotional development, to charge rent and have their YA's paying their way, so to speak. There's a way to help our kids, without stunting them, emotionally. Requiring some financial responsibility from them, scaled to their abilities, is the route that we have chosen for our own YA's.

What do you think? Would you (or do you) allow your young adult children to live with you? Would you charge rent? How long are you comfortable allowing YA's to live at home?
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