We're in another expensive period. So I thought I'd focus on areas that we are able to save. I can't help that the oven element burned out and the washing machine needs another part. But there are some frugal things that I can do in other areas. So here's where we've been frugal lately.
- I made a quart and a half of eggnog yesterday afternoon, giving away a pint to my son and daughter-in-law.
- I continue to bake cookies for the baking gifts that I'll be giving this Christmas. So far I've made gingerbread men, peppermint swirls, chocolate chip meringues, and today I baked caramel nut bars. Next up, I'll bake some shortbread, using the mold that my daughters gave to me for Christmas last year. Even with the high cost of butter and eggs this year, home-baked goodies are still a budget gift when you know the recipient will enjoy them. (We have several non-bakers in our circle who always appreciate these goodies.)
- We finally had the salvage yard come and tow away our old, old car. It hasn't run for many, many years. Repair work would have been cost-prohibitive. We hung onto it I guess out of nostalgia. The car belonged to my in-laws. My father-in-law passed away in 2019. Even as the car got older, FIL and MIL continued to think of it as the beauty it once was. So we never got rid of it while they were alive. Then 2020 happened and many of our plans never materialized. We are finally now getting rid of it. And we got paid to have it hauled off! (For anyone wondering, yes, we did try to sell it. No takers.)
- I washed all of the plastic bags and used cling wrap today. I had gotten behind on this task and noticed we were using more and more new cling wrap. Washing the dirty bags means we'll go through less new wrap in the future and delay the purchase of a new roll.
- I baked 3 loaves of sandwich bread to get us through the week.
- I used ChatGPT to give me some suggestions on movies to watch when I was under the weather. I was able to stream several good titles for free and keep myself entertained during those days.
- I moved the "farm" indoors for winter. I brought 3 of the large plastic containers that I started with seeds in late summer into the kitchen and put them under lights. I have 2 radish tubs and 1 watercress tub. Outdoors I still have 1 more each radish and watercress tub. When we finish harvesting everything in these indoor three, I'll move those two inside. I'm hoping to collect seeds from the watercress. They had flowered while outside and are forming seed pods. If I'd left the container outside for very much longer, there's a good chance the seed pods would become moldy from the cold rains. In addition to these indoor greens under lights, I'm growing lentil sprouts on the counter once again. Between the watercress, radish, and sprouts, I can make a decent salad for myself to go with lunch everyday. Sometime in January I'll take a 6 week break from growing veggies.
- I skipped grocery shopping last week and have been making do with what we have on hand.
- I did go get gas for the car and used a 50 cent per gallon reward. I waited until the car was nearly empty so I would get maximum value out of that per gallon reward.
- My husband is repairing the washing machine and the oven himself. That right there is a savings of a couple of hundred dollars for the service call.
- We've eaten all of our meals at or at least from home this month. Both daughters and my husband take their lunches made at home to work.
- I cleaned out the fridge last week so I could make sure we used everything up before it spoiled, using some beef fat, beef gravy, pumpkin stock, slice of avocado, wilted celery, softening potatoes, wrinkly apples, and eggs well past their expiry.
- We continue to keep the thermostat for the furnace set fairly low, about 65 degrees during the day and 60 at night.
That's about all I can think of right now. How do you handle those unexpected expenses when they just keep coming your way? Does it help you to focus on areas that you have more control?
It does seem like everything tends to hit at once, doesn't it? I'm sure it seems extra stressful on your budget, since this is the gift-giving season. In answer to your question, figuring out what I have control of and what I don't is how I cope with many different stresses, including financial ones. It looks like you've done a great job of that. I also try to remember my mom's favorite quote, "This too shall pass". I know it isn't original with her, but when I find myself mentally stuck, it's good to remind myself that my current circumstances aren't my forever circumstances.
ReplyDeleteHi Kris,
Delete"This too shall pass" is a helpful thing to remember. Bad luck doesn't last forever. But it sure seems like several unexpected expenses and repairs come at the same time. We're doing okay, though, despite these inconveniences/ Thanks for your words of wisdom.
I don't bake as much as you do, but I did make three kinds of cookies to give neighbors. I will need another set for family, but I don't need those until Christmas. I bought chocolates from Costco to give my co-workers. Not as cheap as homemade, but not bad, in the grand scheme of things. And that was easier than making goodie bags for 15 people.
ReplyDeleteHi Live and Learn,
DeleteI think the Costco chocolates was a brilliant idea. I'm sure everyone appreciated them, and as you said, it was easier for you. I find myself looking around to find where I can make some things easier this time of year. Our Christmas Eve dinner is always an easy one, Chinese dinner made from frozen items, just heat and serve. Less expensive than take-out Chinese, but a lot less work for me. Have fun baking that last batch of cookies.
Wow, Lili, we sure do live a similar life. We also had an oven issue with the ignitor go out. We did have a service call for that and glad we did because he struggled getting the floor of the range off, he needed to splice wire, crawl under the drawer part until he finally got it all working. Then we had a routine gas meter inspection that led to finding three gas leaks in the house. All fixed thanks to the gas company that came right out. We now see the importance of having the meters checks and then finding the issues.
ReplyDeleteNo cookies or goodies for us this year. We both came down with URI's and aren't recovering very well. I can hardly get by with normal meals so we just eat soup and bread. We're both starting to feel a bit better and I'm just starting to think about food again.
No plans for Christmas yet either. We won't be travelling and we don't want visitors until we feel 100%
Alice
Hi Alice,
DeleteI thought about you when the oven element burned out and the washing machine developed a problem. I wondered if you were also experiencing similar difficulties. Your house must have been built around the same time as ours. Things just seem to be wearing out right about now. I'm really glad you had that gas inspection! I'll ask my husband about checking our gas meter.
Feel better. I can completely understand not wanting visitors until you're completely back to yourselves. I would feel the same way.
Next year, i've decided to reduce my impulses to shop for my children and grandchildren thinking I am saving them money and sparing them time and effort, especially when it is on clearance.. I love to share a bargain. They didn't ask, I sometimes would text them pictures. I don't think they always use what I've bought. I finally realized that this is wasteful. I'm even contemplating a "No Spend" year, in anticipation of higher prices. The help we give will be cash gifts not stuff.
ReplyDeleteHave a wonderful day,
Laura
Hi Laura,
DeleteThis is a great insight you've had about picking up things for your children and grandchildren. Your intentions are good, but perhaps not appreciated. Cash is almost always appreciated by the recipient, even if it feels "cold" to us. Good luck!