Stay Connected

Monday, December 3, 2018

Today, I am . . .


  • making pizza from scratch for my family's dinner 
  • wrapping Christmas gifts with gently used wrapping paper, ribbons, and bows
  • making gift tags out of the fronts of Christmas cards from years' past
  • making new bows out of scraps of ribbon
  • listening to Christmas music that I downloaded for free through our library's connection to Freegal
  • number 5 on the holds' list at the library for a favorite Christmas movie
  • wearing pants and a top that I got at the thrift store
  • recovering from a busy but fun and frugal weekend
  • enjoying the Advent calendar (new and in sealed package) that I bought last January at Goodwill for 25 cents
  • back!
How's life been for you?

Monday, October 22, 2018

The Coin-less Sofa Cushions

My two daughters had a late night on Saturday, watching movies in the family room. They pulled the sofa cushions off of the sofa, to use on the floor in front of the tv. Anyway, on Sunday morning, one daughter was putting the room back to rights as I was passing the doorway. She asked why we never find money in our sofa, under the cushions. I wanted to answer with something quasi-humorous about us being so poor that even our sofa has no money. But that wouldn't be true. The answer is that we are simply so careful with our money that we take care with even the dimes and pennies. That doesn't mean we don't have an occasional unplanned expense or splurge. But it does mean that we are mindful with our money. We set some aside for those emergencies or repairs, and add an amount into our budget for splurges. And every penny is counted.

Perhaps it would be shocking for you to know that lately we have treated ourselves to lunch out after church each week. We have felt the need to connect at least once per week, as a way of bonding our family and enjoying time spent together. But we also didn't want to burden any one individual with meal prep or planning activities. (Plus, if we do something in our home, it is just too easy for one or more family members to excuse themselves from the group, in order to tend to something else.) Despite spending a little bit of money on this weekly treat, we are still keeping that expense pretty low. We frequent non-tipping restaurants, use coupons, and order judiciously. I think we all realize that it would be pretty spoiled of us to complain about any aspect of our frugal way of eating out. This once-per-week treat is accounted for in our budget. It is never a break-the-bank sort of outing. Yesterday, we spent about $14.50 for four of us to have burgers, fries, salads, and a parfait. The point of our outings is to connect, not gourmet-dine.

Back to the poverty of our sofa. I think if we ever so much as found a penny under its cushions, we'd mount it and hang it on the wall. I've found toys, hair ties, and scraps of paper under there, but no coins. This is a good thing for us, I think. It means that we continue to plan for the future and our expected/unexpected needs, watching the coins as well as the dollars. By doing so, we are still enjoying a treat, here and there, and able to give generously, where ever it is needed.
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
Be a voice that helps someone else on their frugal living journey

Are you interested in writing for creative savv?
What's your frugal story?

Do you have a favorite frugal recipe, special insight, DIY project, or tips that could make frugal living more do-able for someone else?

Creative savv is seeking new voices.


~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

share this post