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Wednesday, September 18, 2024

The Frugal Approach to Shortages

This should not come as any surprise, but when us frugal folk run out of something, what is it we do? It seems to be a frugal reflex for many of us that we simply make do. This frugal technique is really being put to the test in my house this week. Here are some things we're running out of and how we're managing:

  • laundry detergent -- I melted some bar soap in water on the stove and mixed it with the remaining detergent in the bottle. This should get us through a week.
  • vegetable oil -- an obvious substitution, we're using more of saved meat fats. After my daughter cut a raw chuck steak off the bone the other day, I rendered the swath of fat from it. This gave us about 3 to 4 tablespoons of cooking fat. We also have saved other fats in the freezer to draw from. I'm not completely out of oil, but we're saving what we have for for recipes that really do better with oil.
  • hair conditioner -- I have several practically empty tubes of conditioner that have come with home hair dye kits. I have squeezed most of the conditioner out of the tubes. However, there's always more product stuck to the inside walls of the plastic tube. While standing in the shower, I blew each tube up then held it under the stream of water from the shower head. I could shake enough product up with this water to make a watery conditioner. I did this with each tube several times and was able to get my hair fully conditioned. I have enough other practically empty bottles and tubes to get through at least one more shampoo.
  • my "chill pills" -- these are a supplement containing Lemon Balm, L-theanine, and GABA. L-theanine is  found in green and black tea. And Lemon Balm is an herb that I grow in my yard for tea. I've been making an infusion to drink from some decaf green tea and Lemon Balm leaves each day. I can't replicate the GABA, but I'm doing okay with much less of the stress supplement. I previously took 4 dummies per day (2 in morning, 2 in evening). I'm taking half that for now. 
  • natural peanut butter -- a favorite lunch for me is an open-faced peanut butter sandwich on homemade bread. I noticed we're almost out of natural peanut butter from WinCo. So I was wondering if I could make a sandwich-worth of peanut butter with roasted peanuts and my mortar and pestle. 
To make this I first chopped a handful of peanuts. This is crucial to speeding up the process. I use a serrated bread knife to chop nuts. The serrated edge catches the nuts so they don't go flying.

Next I pummeled the chopped peanuts a heaping tablespoon at a time in the mortar with a pestle. This took some elbow grease, that's for sure. But after a couple of minutes I had a dry paste. 

I added a couple of drops of vegetable oil to the paste and worked the mortar and pestle until I had a good texture. I repeated with the rest of the chopped peanuts until all done. I also added a drizzle of honey to the final batch. 

The finished product is akin to crunchy natural peanut butter. It's a bit gritty and thick. I mixed it with soft butter when I made my sandwich at lunch. Delish and I have a favorite.

Tomorrow I'll make a larger batch using the small cup with the smoothie blender. A pitcher blender can also be used for larger batches, adding a bit of oil to help it come together.


I'm making do as best as I can. What are some ways you've made do recently? Have you ever made peanut butter? What tools did you use?

Tuesday, September 17, 2024

The Influence of World War 2 Cooking on My Meals Today

In 2020 and 2021 I watched a bunch of videos that discussed or demonstrated the eating habits of ordinary English people during WW2. Prior to the war, Britain imported a large proportion of the food. Because they were unable to import much during the war, there were severe shortages of many foods. The Ministry of Food put together a plan to produce as much food as possible on their country's farm land. In addition they heavily encouraged citizens to grow gardens anywhere they had space. The sparse foods that could be bought in shops were stretched substantially with homegrown produce. 

When the war was over, the government analyzed statistics for disease and mortality during the war compared to that from before the war. Despite suffering some severe shortages of purchasable foods, the English were actually healthier by the time of the war's end. The hypothesis is that the people were eating far more vegetables and locally grown fruits which led to better health, better body size, and this reduced mortality from disease in the general population.


I was thinking about this as I was putting together tonight's dinner. I served meatloaf, rice, fruit and one vegetable. I was fleshing out the few purchased ingredients with homegrown produce. I packed the mini meatloaves with celery, garlic, tomatoes, herbs, and onions, all from my garden. 


I sautéed the green beans that I grew in my own yard in oil and seasoned with garlic and soy sauce. 


The plums were picked from our tree yesterday. 

I even added more garden herbs and a diced tomato to the gravy. 


If I take away all of the foods that we grew for this meal, there would only be ground beef, 1 slice of homemade bread, brown rice, salt, black pepper, vegetable oil, sesame oil, a spoonful of flour for the gravy, and soy sauce. 

It's unknown if we'll live longer or be healthier than if we'd eaten more of the Standard American Diet than our usual meals chock-full of fruits and veggies. But I do know for certain that we spend less for foods than if we ate the SAD. And our meals are tastier because of how I cook and all of the garden produce that I use.

Monday, September 16, 2024

Two Weeks, No Car

Tomorrow morning will be two weeks without a car. It seems there's some sort of hang-up with the insurance company and damage not visible in the initial photos sent to the claims adjuster. Anyway, two weeks is a long time to go without good transportation. 

I still have my two feet, and one of the nearby bus lines is a little over a mile away. However, the bus line that goes down the highway where all of the grocery stores are located is two and a half miles away. That's a little long to walk carrying much in the way of groceries. Despite this, one of my daughters needed some things from Walmart, and she was willing to bike up to the highway, then take the bus to the store. The other day she did just that. I asked if she could pick up one head of cabbage and one gallon of milk for us. Those are the only groceries that I've bought in over two weeks. So far in September, I've only bought those two items plus one package of hot dog buns bought on Sept. 1. My grocery spending may be very low this month.

I love having a tidy fridge

We're doing okay with groceries for the most part. One of the benefits of not being able to shop is that my refrigerator looks quite tidy. Under our usual circumstance, the shelves and drawers are loaded with plastic containers, plates, and bowls of leftover foods. Not much in that department today. But still, we have plenty of milk, lots of produce, eggs, enough condiments and sauces to make meals interesting, a couple of types of cheese, and a few other items in the fridge.

my free pile cheese dome on a pie plate

Something we did run out of last week, and that my family really enjoys for its convenience, is the individual servings of string cheese. They're not as inclined to slice or cube some cheese for themselves. So, I cubed up both mozzarella and cheddar cheese and tucked the cubes under this little cheese dome. I picked up the cheese dome from a free pile a few years ago and just now found a good use for it. I'm not fond of the floral painting. I'd rather the dome was simply clear glass. But for free, I'll take it. Maybe I could scrape or buff the paint off.

No word on when the car will be ready. Tomorrow I'll need to take a bus (the one that's a mile away) to get to a Bible study that is just starting up for the year. I don't know who will be there, so I can't call someone for a ride. I'm keeping my fingers crossed that we won't have rain in the morning. 

I've kept us stocked in goodies and treats by baking. Last week we had brownies. Today I made a batch of almond-coconut bars. One of my daughters made caramel sauce for dipping apple wedges. With a well-stocked pantry, there's no shortage of goodies.

There is a silver lining to being car-less. Without any place to go, I am a lot more productive around the house and yard. And that's something for which I'm grateful this evening.


Thursday, September 12, 2024

Fall foods already!

Thursday's dinner

I know it isn't fall yet, but in our house, we're already eating fall foods. For dinner tonight I served open-faced smoked brisket sandwiches (yes, I did get the smoker out again this week), shredded Brussel sprout leaves and onions (sautéed in bacon fat), fresh apple, plum, and celery salad in a sweet vinaigrette, and tomato salad in 1000 Island dressing. Dinner was delicious!

It's turned chilly in my area. I pulled out my one and only flannel shirt and fleece vest yesterday. I've added an extra blanket to each bed. And the thought of hot drinks is very appealing once again.

How about you? Is it cool enough to want some fall foods in your meals? Is it too early for pumpkin flavored foods?

Have a great weekend, friends!

Wednesday, September 11, 2024

Would you consider downsizing to one car to save on transportation costs, such as insurance, gas, and car maintenance?

I'll preface this with we live a little over a mile to the nearest bus stop. We're in the suburbs of a major city. Stores are a few miles away. On Zillow, our house has a walk score of 13 out of 100 and a transit score of 24 out of 100. So evidently, Zillow thinks this neighborhood is car-dependent.

Two years ago we went about two weeks without a car when it was in the shop for an extended time. This week, our car is again in the shop with body damage. It's now been 8 days. They promised us about 10 days. So here's hoping they were on target with that estimate. We chose not to rent a car for this period. (And our insurance doesn't cover car rental.)

It's been a little challenging for this past week without a car. My daughters have walked to the bus stop to go to the places they need to be. My husband works from home several days a week, but  he did need to go into the office for meetings earlier this week. He normally takes the bus. However, we usually give him a ride to the bus stop. So this was inconvenient for him to not have a car. I've been a true homebody all week. I did a huge grocery stock-up shortly before the car went in. The only things we're low on now are fresh milk and bananas. We're fine, though. We've been using powdered milk the last couple of days and have been inundated with our own fresh produce, even if we don't have bananas. This week is obviously not the norm for us. 

Our experience with just one car and four drivers the rest of the year

the good
  • one car costs less to purchase than two cars do
  • we pay less in insurance
  • we car pool places more often, including errands, so we spend less in gas. A side benefit -- going places together more often builds the relationships within our family.
  • just one car to take in for general maintenance and repairs
  • we need less space for housing one car vs two, freeing up the garage for storage space

the bad
  • sometimes two of us need to go in two different directions at the same time. How we've managed that--a third person (usually me) will chauffeur both people to and from, with one person arriving at their destination a little earlier than needed. Or, sometimes one person will take the bus, for the person for whom bus travel works out more favorably.
  • with just one car, we don't have the flexibility of having a larger car, SUV, or truck for transporting large  or dirty items. When buying our current car, we chose a sedan for gas economy and ease of driving for our then teen drivers. If we were to ever add a second car, we'd look at something larger to use as a secondary vehicle, with the idea we'd transport those large items with it. We've missed out on a couple of yard sale or free pile items that would have been nice to own, such as exercise equipment.
  • and of course, like this week, when our one car is down, we don't have a back-up car to count on.

This week of being carless will come to an end soon. I think we'll all appreciate having the car back for our use. I've missed the freedom that having our own transportation offers.

So how about you and your situation? Would you or have you considered downsizing your current number of cars? What opportunities would you miss by having fewer or no cars? Do you live in an area with a good walk score? 

Tuesday, September 10, 2024

It's the attention to the little things that makes me smile

the after -- those light spots on the right upper side are light reflections

The day that I spray painted the styrofoam trough planter pieces brown, I also did a couple of heat vent covers that were looking a little shabby. It took hardly any additional time to add the vents to the spray painting area and very little of the paint.

the before, badly paint splattered

These vent covers are original to the house, so almost 50 years old. They had paint splatters, rusted edges, and were a battleship gray metal. The two rooms where these were have medium-dark wood floors. The gray metal really stood out as not quite right.

The vents took 2 coats of paint and now look sooooo much better.

It's the little things that are often so easy to fix, yet they complete the mood of a room. In this case, the mood was "polished." 

In addition to making the space look better, I find by paying attention to the details, I achieved 3 additional goals. I find I have more satisfaction with what we have been given. I created a more inviting space for welcoming family and guests. And third, by taking care of our property, I've maintained or enhanced its value as an investment. 

So glad I did this.

Monday, September 9, 2024

When you don't have frugal friends or family in your real life community

russet apples are ready for harvest

I feel like I'm stranded on a deserted island with my little family sometimes. 

The Seattle area used to be a west coast oasis for fairly frugal folk. Many of my in-person friends' parents kept gardens, spent well below their means, drove one car, wore simple but enduring clothing styles for decades, etc. But in my own circle today, it's hard to find any of my contemporaries who continue in their parents' frugal lifestyles. In my extended family, neither of my siblings are frugal. They're both financially successful, so they can afford the luxuries in their lives. I think it's genuinely difficult for them to relate to my daily life. My stepmom was fairly careful with finances in her latter years, however. She grew up on a small farm in Iowa. When she first came into our family, I grilled her regularly on ways her mother stretched their small income.

come and sit with me for a bit

The internet has been a wonderful gathering place for people of various like-mindedness. Case in point, we're just a handful of friends, here, and we are scattered not only across this continent, but from other regions of the world. Could it be that truly frugal friends and family are few and far between for many of us here?

the begonias are still going strong

Do you have moments in each day where you just want to share your latest frugal accomplishment with a friend, neighbor, or sibling? Or a question when you need help/inspiration/encouragemnt DIY-ing or fixing something yourself? 

but the hydrangeas are about done for the year

Have you wondered where the cheapest local place would be to buy an X,Y or Z? Do you long to share your bounty of very imperfect-looking garden produce, but are certain most of your friends would shy away from a fruit or vegetable that didn't look as pristine as those found in the market?

the last of the blackberry foraging 
I'll freeze these for a winter smoothie or treat

I keep many of the details of my and my family's life from my siblings. They just wouldn't relate and would most likely suggest remedies that aren't feasible for us. I also fear they would turn up their noses at my homemaking routines. Many of my in-person friends don't get the frugal aspect of me either.

So, I turn to and share with you. You, friends, are always welcome into this little corner of my life.

Do you ever feel like a frugal loner in your real life community of family or friends?


 

Thursday, September 5, 2024

Harvest Season Front Porch Planters

I finished the porch wall trough planters this week. I had mentioned going to Dollar Tree and spending $10 plus tax on some faux florals, pumpkins, and leaf sprays. I also said I'd try to go to another Dollar Tree and pick up a couple more sprays to fill out the planters.


To hold the faux decor in place, I used the lid to a styrofoam cooler, cut in half.


I had a can of spray paint in brown that I bought for another project. Styrofoam really soaks up the paint. A few coats later, and I had 2 brown flat sheets for the troughs.


Above are the additional pieces I bought at the other Dollar Tree. I spent $5 plus tax on 2 sprays of cattails and 2 sprays of yellow marigolds. I cut all of the sprays apart into single stems so I could divide some of the elements in each arrangement.


Laying this all out, I could see the troughs would look a bit sparse. So I dug through the box of free pile faux foliage and found fern, ivy, and leaf pieces.


I took some time over the weekend to lay it all out in a pleasing arrangement.


Again, I could see it would still look sparse and show too much of the brown styrofoam. I added a roll of boxwood garland to secure around the highly visible edges.


The styrofoam pieces needed a little trimming down to size with a serrated knife in order to fit inside the coir liners. Once I had them sized right, I placed some plain blocks of styrofoam under the brown ones as support.


Many of my florals had stems that would poke into the styrofoam nicely. For those pieces that didn't have any such stem, I added toothpicks. This is to prevent birds, squirrels, and wind from tossing these objects around. I secured lengths of the boxwood garland with regular U pin hairpins.


For the loose leaves, I made stems using hot glue and toothpicks. To make inserting the pieces easier, I used a wood skewer to pre-poke holes.

Ready to see the finished product? Drumroll, please.


And here's one of the finished planters.


My front porch is looking ready for harvest season, which will carry us through Thanksgiving. I'll switch out the planters with something wintry the first of December.

So, costs -- 

I spent $15 plus tax at Dollar Tree to create both arrangements. That's $7.50 each! I also spent $18.50 plus tax on the two coir trough liners.  The second expense is for reusable parts of the troughs that will be used 4 seasons of the year for a long time. I think my costs are pretty reasonable, and I created something very similar to an autumnal window box that I had seen online.


Wednesday, September 4, 2024

Lunch Meat for Less: Home-Smoked Chicken Breast

While I was using the smoker to smoke the short ribs on Monday, I threw a couple of boneless, skinless chicken breasts in the smoker. I used some of the leftover rub from the ribs on these chicken pieces and put them directly on the interior racks. I kept the smoker at about 225 degrees F during the time the chicken was in there. After about an hour of smoking (and when the interiors reached about 130-135 degrees F), I wrapped the chicken breasts in foil. It only took about another 20 minutes to bring them up to 160 degrees F in the thickest parts. 

At that point I removed them from the smoker but left them in the foil on a plate. The temperature rose to 165 degrees F in that resting period. After they cooled (about 15 additional minutes), I refrigerated them wrapped in the foil and inside a plastic bag.


We used one of the smoked breasts cubed and in a main dish salad for dinner on Tuesday. Today, Wednesday, I thin sliced the other breast for 4 sandwiches at lunch time.

I paid about $2.29 to $2.49 per pound for the boneless, skinless chicken breasts. I figure they lost some water weight in the smoker. So maybe my finished cost per pound for the smoked chicken is around $2.75, or up to $3.00/lb. The least expensive chicken breast lunchmeat I can find at Walmart runs about $7.00 per pound.

I realize I could also simply bake chicken breasts for lunch meat. But the taste of the smoked chicken really elevated the taste of our sandwiches. The chicken was tasty, unsalted with exception to the spice rub on the outside of the meat, lean, and moist. I also didn't incur additional cost to use the smoker for the chicken, as I was already smoking something that day. The only drawback of home-smoked that I can see is that because it doesn't have any preservatives, it likely doesn't keep very long in the fridge. We used the meat up within 3 days. If I wanted to keep the smoked meat longer, I'd freeze it in portions.

I will definitely add seasoned chicken breasts to the smoker on other days that I have another piece of meat in there.

Tuesday, September 3, 2024

Inflation Edition: The Scraps Matter

When it comes to saving money in this era of ever increasing food prices, the scraps matter. Making use of every last scrap of food, from bones, to vegetable peels, to stale bread, these little bits and bobs can be remade into something tasty and save some pennies in the grocery budget.

Some frugal habits are timeless. This is something my grandmother did and her mother before her. They saved stale bread slices to make bread pudding or French toast.

When the week's baking

leads to a bulging baggie of bread ends and stale half-slices stored in the freezer, we make it useful in a breakfast bread pudding. 


Since the scraps are non-uniform in size and shape, I find it easiest to dice all of the bread substances. In this batch, I had a half bran muffin, one mini heart-shaped waffle, a tiny square of cornbread, numerous half slices of bread, and several loaf ends too skinny to toast without burning to a crisp. I stirred these cubed bits together with a sweetened egg and milk mixture to bake for a tasty treat at breakfast time. My family thinks it's a special breakfast. I know it's a thrifty breakfast.

But this is nothing new. My grandmother did this and yours probably did too. Some frugal tips save us money as much today as they did a century ago.

Monday, September 2, 2024

Happy Labor Day, Friends!

Wishing you a restful holiday today. Do you have anything special planned for the day or evening? We'll be having a cook-out with our son and daughter-in-law. Plus, I'll be using my Mother's Day gift for the first time -- a smoker. (I know, all you ladies are so jealous of my Mother's Day gift, ha ha.)

Here's our menu:

hot dogs cooked over the fire ring
buns and all of the fixings
smoked beef short ribs
rosemary and Parmesan mashed potatoes 
kale, apple, and bacon salad in a sweet and tangy dressing
fresh figs and plums
steamed, buttered sweet peas
s'mores
blackberry pie

The hot dogs are all-beef and uncured. The brand is Marketside, bought at Walmart for $4.98. This is a great price for all-beef and uncured hot dogs. The package size is 16 oz ,and there are 8 in the package.  Here's the link to see what they are. For comparison, Nathan's are $5.96 per pound (package size 12 oz), and Hebrew National are $7.69 per pound (package size 10.3 oz). Although the Marketside hot dogs are not kosher. Nathan's are not kosher, either. But Hebrew Nationals are kosher, if that's a consideration for anyone.

The buns were the only thing that I bought especially for today. I picked them up at Fred Meyer on the way to church yesterday, $1.67 for the package of 8 buns.

I am smoking the beef short ribs along with some chicken breasts (to use later in the week). The aroma is a wonderful mix of meaty with the sweet smell of applewood. The short ribs came in my recent box of beef from the rancher, and the chicken breasts I picked up at WinCo in July or August.

I'm using boxed mashed potatoes as our garden potatoes aren't ready to harvest just yet. I use olive oil in place of butter, and soy milk in place of dairy milk, along with the potatoes, chopped fresh rosemary, shaved Parmesan cheese, and garlic powder. I made these earlier this one night, and the three of us who were home really enjoyed them -- savory, cheesy, and herby combined with silky potatoes.

The kale and apples are from our garden. These apples are sweet with a bit of tang. The bacon bits were from the marked down bacon that I bought in July? at Grocery Outlet, $1.99 per package. I chopped both packages, cooked and froze the bits to add to salads and other dishes. So handy to have at the ready. I will blend together some blackberry jam, vinegar, salt, and oil for a sweet and tangy vinaigrette.

The figs are from our trees, and the plums came from a neighbor's tree. Our neighbor very kindly brought a box of plums to us the other afternoon. She lives alone and hates to see the fruit wasted. So she gifts boxes or bags of plums to neighbors when her tree produces a lot.

The peas are just frozen peas that I bought on sale at WinCo. WinCo uses a green price tag on shelves to indicate temporary markdowns. Their sweet peas are so delicate and small. I bought 10 bags that day. While I like Walmart for a lot of their store brand products, their peas are mealy and overly starchy. WinCo's are the best!

The s'mores are just s'mores. I bought the graham crackers on sale at Grocery Outlet earlier in summer, and the marshmallows and chocolate bars at Walmart recently. The Great Value brand chocolate bars (milk and dark) and really pretty good. They're priced at $1.12 for 3.52 oz bars.

One of my daughters baked 2 blackberry pies last night after dinner. She was taking slices of one pie to a friend for while they watch a movie together today, and left an entire pie for us. I think she's also planning on gifting a few slices of pie to neighbors.

That's it for our menu. Enjoy the rest of your day and evening. I'll be back tomorrow afternoon!

Thursday, August 29, 2024

What was in my grocery cart for August 2024? I spent a lot

August was a very expensive month here.

I started the month with an order of powdered soy milk. In order to get the lowest unit price, free shipping, and a free 3-pair pack of socks, I purchased enough for 6-8 months. I spent $103.92.

August 1.  The trifecta of grocery shopping, a run to WinCo, Walmart, and Grocery Outlet, all along the same highway in the town next to me. I spent $84.05 at WinCo, $2.50 at Grocery Outlet, and $7.44 at Walmart, for a total of $93.99. I bought 1 pack of bacon, 2 packs of turkey snack sticks, 2 frozen peas, 2 frozen broccoli, 2 butter, 3 lb onions, large pack chicken breasts, gal milk, 24-ct string cheese, 2 lb cheddar, 2 liquid soy milk, 10 tuna, mustard, lemon juice, bread flour, mayo, peanuts, 5 lbs carrots, bananas, iodized salt, garlic powder, baking powder, natural peanut butter, sea salt, Himalayan salt. This was for the most part a week to 2 weeks worth of groceries for us.

August 2.  We were wanting some summer-y treats. So we bought a carton of ice cream and 2-liter of root beer at Walmart to make root beer floats at home. We spent $4.56, which may sound like a lot for those treats, but compared to getting similar summer treats out, this was a bargain for 4 people. And the ice cream would also be used the next week when we made peanut buster parfaits, using. homemade fudge sauce and peanuts we had at home.

August 10.  This was my off-week from running all the way down the highway to WinCo. So I just did a quick shop at Walmart and Grocery Outlet. I bought bananas, turkey snack sticks, and milk at Walmart and non-dairy vanilla ice cream at Grocery Outlet. I spent $14.56 total.

August 12.  Out running errands and I stopped by World Market to get some whole cardamom pods. I spent $3.99.

August 18.  After church we swung by Fred Meyer to pick up something for my daughter. While there I bought a jar of instant decaf coffee. I spent $6.49. I'm down to a half-cup of coffee/decaf per day, most days. Occasionally I have a second half-cup of decaf only. So this jar should last a while.

August 21.  Went only to WinCo this day. I bought 2 frozen broccoli, 10 frozen peas, frozen turkey breakfast sausage, 24-ct string cheese, 2 lbs Italian sausage, 1 pack pepperoni, 4 butter, gal milk, mayo, bananas, 2 natural peanut butter, bread flour, 3 10 lb all-purpose flour, peanuts. I spent $109.16. Our car will be in the shop for 10 days beginning next Tuesday to repair damage done in daughter's accident. So, I shopped for 4 weeks of the foods I normally buy at WinCo.

August 29.  Maybe the last grocery shopping for a bit. I may be able to get a bus to Walmart or Fred Meyer to pick up milk and bananas in a week. Today I went to Chef'Store (a restaurant supply) and Walmart. I bought 1 lb yeast, 6 lbs mozzarella, 5 lbs sharp cheddar, 1 lb shaved Parmesan, 50 lbs onions, 50 lbs, whole wheat flour, 50 lbs sugar, gal milk, turkey breakfast sausage, ketchup, 2 doz eggs, bananas, jalapeño peppers. I spent a total of $136.77. Some of these items were stock-up foods, such as the whole wheat flour, the yeast, the sugar, and the onions. The cheese will also last us a couple of months. Prices were up on everything I bought today. It's shocking to pay $4 for a dozen eggs and feel like that's the best price around. Sugar has doubled in price since 2020. Cheese is up by about 50%. It's just all shocking.

Our next delivery of beef will be arriving in a week. It's been charged to my card already, so I'll include it in August's total. The charge is $359.00.

The only not-totally-necessary treat foods this month were the root beer and ice cream. We enjoyed those a lot, though. And a bargain compared to going out to Dairy Queen for similar treats. Thankfully we have a large garden to supplement the groceries. Otherwise it would look like the only produce we eat are onions, carrots, and bananas. We bake often using the fruits that we harvest and forage. So no deprivation around here. I do buy some "healthier" snacks, like the string cheese, turkey snack sticks, and roasted peanuts. We all enjoy having an easy-to-grab protein snack, even if those are kind of pricey per pound. I expect that a fair amount of what I bought will last for several months. September's grocery shopping should be on the light side.

The grand total for this August's food-only groceries comes to $832.44.

How did you do with grocery spending this month?

Wednesday, August 28, 2024

What have been the highlights of your summer?

With the unofficial end of summer this weekend (Labor Day), now seems like a good time to reflect on the last couple of months. This summer had some definite lowlights for me, which makes it even more important for me to focus on what made me smile or gave me some joy.

So here goes, the highlights of my summer:

I'm a visual person, so making areas look attractive makes me happy.

  • refreshing the front porch, including cleaning the flooring, adding 2 new chairs, spray painting the wall troughs and welcome sign, filling hanging baskets with begonias, spray painting 2 pots a bright green and planting with colorful coleus, and adding a new doormat. The front porch has become a favorite morning hangout.
  • making the chair bench and setting it on the front patio (adjacent to the front porch). I sometimes stop at the front window to look at that pleasant little spot.
  • spray painting a wood chair purple to set next to potted lavender.
Spending time with my family brings me joy.
  • the whole 4th of July holiday, including a cookout with our son and daughter-in-law and watching fireworks afterwards, plus decorating for the 4th and buying some "flag" napkins at Dollar Tree.
  • picking cherries with my daughters and husband. We had a lot of cherries this year. I'll be baking cherry pies well into winter.
  • all of the Friday movie and pizza nights we had. One favorite was Swiss Family Robinson. We all enjoyed watching that one.
  • making root beer floats and peanut buster parfaits with my family.
Observing nature makes me smile.
  • watching the hummingbirds visit the nasturtium blossoms right outside my window.
  • enjoying the copious begonia blossoms. I planted begonias in a few places this summer, as they seem to do well in my yard. I still have the plant from summer 2021. I keep it in the garage over winter then bring it out each spring. It keeps blooming for me. I'm hoping my new begonias will do as well overwintering in the garage.
  • the bunny population has been thinned in my neighborhood (owls, hawks, coyotes?), so the few bunny sightings I had were sweet moments watching a bunny nibble the grass.
And of course, food made me happy this summer.
  • blueberries
  • raspberries
  • strawberries
  • salads
  • our own cabbage
  • a good steak dinner at home one evening
  • barbecue chicken
  • homemade burgers
  • rosemary and garlic potatoes
  • cherry and blackberry pies
  • blueberry muffins
  • our apples
  • s'mores
So, for summer with its share of lowlights, I can also recognize that there were more than a handful of wonderful summer moments.

How about you? What have been the highlights of your summer?

Tuesday, August 27, 2024

Would finances motivate you to consider moving to a different region of your country for retirement?

I've mentioned our high cost of living in my area of the US before. My husband is approaching retirement in a couple of years. Lately we've discussed the possibility of moving to a part of the US with a lower cost of living for retirement, so our funds will last longer and go farther. 

Our house has appreciated quite a bit in the last 29 years here. We could sell our house and have a nice sum leftover to enhance our retirement and be more generous in our giving. But here's the catch, we would likely be leaving some or all of our kids in our current area due to their choice. 

So, less expensive housing, same size house and land, lower property taxes 

vs 

staying here where we're comfortable and have all of our kids nearby.

I know we're fortunate to have all of our kids right here. That's just not the case for many retirees. But I also think it would be nice to worry less about the cost of every last thing.

This is a big question to think about over a long period of time. So I'm asking if you ever considered moving away from family, friends, church, community for your retirement years? What were your considerations?

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