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Wednesday, November 19, 2014

Ouchy stuff and this week's lunch round-up (or how in the world do I cook while keeping my leg elevated?)

Monday, I was doing my good-for-me thing, out for a run, when my left foot slips and down I go. It's slick in places still (and may very well be for the next few months -- ack!) I landed on my hands and both knees. I just missed hitting my head and I felt grateful for that. I was also grateful that I fell forward, to take the brunt of the fall on four limbs and not backwards, which would have likely meant a cracked tailbone. I fell that hard.

Anyway, sitting there stunned for a minute, I checked out my knees. Nothing appeared to be loose in any abnormal way. It looked like I might just be bruised. So I picked myself up and finished off my run. It was a long-run day, so I put a lot of miles on my injuries. And really, my knees weren't hurting me in any appreciable way, so I thought, "wow, I lucked out there!"

An hour after getting home, I could not bend my left knee. I took a look and it was badly swollen. Frozen peas for half an hour, and lots of advil. But I still needed to get myself into the kitchen to make something, anything, for the next day's lunches, make dinner and get ready to take my daughter to a piano concert in the evening.

So the afternoon was challenging. I could only make one item for lunches. The family will have to fend for themselves for a couple of days. But this is what I made -- a large casserole dish of Pizza-mac.

Pizza-mac is cooked macaroni, tossed with some protein (I used cooked pinto beans and a diced pepperoni-like beef hot link), some veggies (I used a can of green beans, chopped parsley and some sliced olives), and all held together with pizza sauce, and topped with mozzarella cheese. Bake in the oven at 350 F until the cheese is melted and everything is heated through, about 30 minutes.

Pizza-mac is NOT gourmet, but good ole comfort food, and will fill stomachs for lunches this week (and breakfasts, I had some yesterday as my breakfast).

The rest of the lunch round-up will be:
  • oranges
  • pbjs
  • last of the yogurt
  • anything else anyone can find in the kitchen
As for Monday's dinner, I had a homemade pizza in the freezer, to go with the thawed frozen peas, and brownies from the weekend. Good enough!

The concert was really fabulous, but I couldn't keep my leg up, or even out of the way of the folks at the end of the row who kept needing to get up and pass me throughout the evening. Grrrr -- why on earth would anyone allow their phones to be on during a lovely piano concert?! (I glared at them appropriately every time they passed in front of me.)

It's not how I planned for my week to go, but I am able to take care of my knee, and other things, like budgeting and bill paying, nonetheless. Switching gears.


The good news on my knee -- it looks and feels a lot better this morning. I've got it wrapped in an Ace bandage for this week. I won't go for my Wednesday run, but will try for a walk at the end of the week.

Hope your week is going well!

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Monday, November 17, 2014

If you have to make a minimum purchase to buy a turkey at the best price . . .

. . . this is what I do.

Our grocery store's deal this year is spend $35, then buy 1 turkey at $1.19 per pound, and get a second turkey for free. If I find 2 turkeys that weigh about the same, then my price per pound is about 59 cents per pound.

But I have to make that minimum purchase of $35, to get that deal. For someone who only buys groceries at rock-bottom prices, this can be a challenge to spend $35 at a regular grocery store.

But I have a system/plan that works for us. The bath tissue that I regularly buy is this store's own house brand of Scott's 1000. It's not comfy tp, but I did some figuring several years ago, and this bath tissue, store brand, at the current price, is the best bargain for our family. (Here's the post I wrote on making that calculation.)

So, I let our household run very low on bath tissue in the weeks leading up to my turkey purchases each November. It got so low this month that I was redistributing tp from one bathroom to the next, so no one in the house would have one of those emergencies. Yes, it was dangerously low, in fact! I didn't mean for it to get this low, but it did.

And to make my $35 minimum spend at the grocery store, I do a major stock-up of bath tissue for the bulk of that dollar amount, buying the economical tp, as I have already calculated. 

Anyway, on Friday, I made the first of our turkey purchases, buying two 19-lb turkeys, plus 40 rolls of bath tissue, 4 dozen eggs, and 1 tiny treat for myself. I was 2 cents short of the $35 minimum purchase, so I checked out the clearance racks at the grocery store and found a marked down Hallowe'en treat for myself. It was a Russell Stover's candy, very yummy, and 39 cents.

If you need to make a minimum spend in your grocery store to get the deal, look around for what else the store might carry, that is well-priced for your area. Some stores allow the purchase of alcohol or gift cards to go towards the minimum spend. I had thought of buying another bottle of vodka for making more vanilla extract. Or, if you know you would like to give a gift card to someone at some point, you could pick that up now, and have that go towards your minimum purchase. Or, perhaps a major stock-up of bath tissue would work for your household, as well.

Happy bargain shopping!

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Friday, November 14, 2014

Which financial path did you choose?

Choices. We each get to choose our financial path. We can choose living life way beyond our means, or we can choose to live within our means.

I'm close to someone who chose a very different financial path than my husband and I. They live a life that looks affluent to me. They travel a lot, eat out frequently, have not just one extraordinarily lovely home, but a second home, as well. They drive very nice cars, have gorgeous clothing and furnishings, and would shudder at the thought of "having" to live the life that I chose.

My family shops discount stores, thrift stores, clearance racks, gladly accepts hand-me-downs, makes do with what we have, and drive our cars until they just won't move any more. We rarely eat out, our travels are limited and so feel very special, and our home is almost entirely furnished with second-hand furniture, most of which was given to us by relatives who were down-sizing.

Looking at the surface, it would appear that this other couple is doing much better than my husband and I, financially. Their career paths have been far more lucrative than ours. My husband and I have always managed on about 1/3 to 1/4 of the other couple's income.

However, looks don't always tell the whole story. My husband and I don't have 1 stitch of debt, not one tiny bit. Our house is paid in full. We paid cash for our cars. We have enough comfort in our lives that life is indeed enjoyable. And we have a significant savings to ward off any unforeseen financial disaster. This other couple is in the retirement zone, but unable to retire for several more years, due to debt. They try to be upbeat, but I can hear between words that they wish that they could be enjoying retirement right now, as are all of their friends.

Over the years, I've felt envy for all they seemed to have. But now, I feel sorry for them and their financial choices. If my husband and I had to retire right here and now, we'd do okay, and find happiness regardless of our finances. If something were to happen and this other couple were to be forced into retirement, they'd be miserable with the style of life that they'd "have" to live with.


Often times, these choices are gradual. You find yourself in the fast lane and boxed in, unable to move over to a slower lane. In no time, the spending-lifestyle has escalated, and debt builds. Or in my family's case, our income was quite small, and we needed to trim costs a little bit, all those years ago. And before we new it, 27 years had passed and we had developed many frugal habits, and managed to snag a bit of financial freedom for ourselves in the process.

Either way, it takes just one step in the direction of choice to set a new path for yourself. Just one step. I'm grateful that my husband and I took that one step in a frugal direction.

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Wednesday, November 12, 2014

Veteran's Day week lunch round-up

Ack! I got totally sidetracked on Monday. Not one single item made for the brown-baggers to take for their lunches! But I did make my standard 5 loaves of whole wheat dough for sandwich bread. And I sidelined 1 portion of that dough for a dozen homemade cinnamon rolls. Mmmmm, those were at their absolute best right out of the oven, all warm, sticky and very cinnamon-y (what do you think, is cinnamon-y a real enough word?). And they reheat in the microwave very well!

Anyway, Tuesday was a holiday for 3 of the 4, so I had a bit of a reprieve on making lunch items. I'm still struggling with what to make for lunches for Wed., Thurs., and Fri. of this week. It's looking like lot of pbj's, plus some:

  • tomato-vegetable soup (the garden is coming to a close with the cold temps this week, so will use what still looks good, and add it to some of the very large batch of marinara sauce that I made on Saturday. That should make a quick, easy and flavorful soup.)
  • more homemade Greek yogurt (I got a deal on whole milk last week. I love how creamy Greek yogurt turns out when I use whole milk for the base yogurt -- and the higher fat content is good for my daughter who still needs to put on a few lbs.)
  • pumpkin-praline granola (did you know that Dollar Tree now has pecans in stock? Not a bad price per pound, either.)
  • fresh oranges and bananas (Cash and Carry has 40-lb cases of navel oranges on for $16.98 this week, or 42cents/lb -- great price.)
  • more baked apples (nearing the end of the apples from our orchard -- they've been fantastic this year!)
  • mini strombolis (using canned biscuit dough, marinara sauce, mozza, olives, onions and peppers)
As the school year progresses, I notice that my daughters get up later and later each morning, leaving no time to make breakfast or lunch for themselves. These ready-made items are a huge help. And I know that I'm saving them some of their pocket money (hard-earned from cleaning dorm rooms this past summer), as I no longer provide any of that for them.

I hope that your week is going well!






Monday, November 10, 2014

"Now there's something I didn't know that I needed!"

Picking up a few things at Dollar Tree yesterday afternoon, I noticed an end-cap on one of the aisles with Christmas-themed chair seat pads, like for kitchen chairs. I had a flash of a thought, "oooh, I don't have chair pads in a Christmas-y fabric. Maybe I need a set!"

Fortunately, it was only a flash of a thought, and my better sense took over immediately. But it did make me think about how many products are marketed, that we've never even thought we may "need", but are persuaded by marketing/advertisers that we do indeed "need" these items.

Maybe you would like some chair pads in a nice red and green poinsettia fabric. That's okay. But what annoyed me was I had never even thought I might want some sort of seasonal chair pad before. Just the sight of them made me think I could use some.

This time of year, I receive stacks of catalogs with all manner of Christmas decor items. Several years back, I saw some Christmas bed sheets that I felt I "just had to have". Fortunately, again, better sense prevailed and I skipped them altogether. I've found that it's just best to toss those catalogs into the recycle bin without ever opening them.

I must confess, I've even been tempted to buy Christmas sweaters in the past. If you like them, and will wear them, that's great. But many of these impulses to buy seasonal items are often regretted by me later. I'm really not a Christmas sweater-type of girl. (I do have a couple of nice red sweaters (plain, red sweaters), and I do wear those on or near the holidays.)

While keeping the commerce wheel spinning is important for our economy and keeping folks employed, what I feel is excess begins to bother me after a while.

I'm not against having "stuff". For myself, I only want to own the stuff that I really want to have, long term. I have a true minimalist brother-in-law. He says that "stuff" begins to "own" him after a while. "Stuff" needs to be maintained, housed, dusted, repaired, etc. He'd rather not spend his time taking care of his "stuff". He's got a point. How much time and space do we want to devote to our "stuff"?

I guess I really don't "need" those Christmas-themed kitchen chair pads. Our backsides will simply have to deal with our regular chair pads -- they are sage green, after all. Maybe our behinds will still think that they are Christmas-y.  ;)

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Friday, November 7, 2014

Can you go a week without spending money?

I'm not talking about not paying your utility bill, or skipping out on your mortgage payment. I'm talking about spending that looks like a cup of coffee at the corner cafe, a tank of gas for the car, a video rental, a new toy, a quick bite out for lunch or even the cart of groceries to get through the week.

I just realized this morning that I haven't spent ANY money whatsoever, for the past week. No gas for the car, no groceries, no extras, nothing. I'm guessing this happens more often than I realize. I just don't always think about it. How about you? Do you ever go a week or more without spending a single cent?

We live in a society where money appears to flow freely from pocket to merchant. Spending money seems to be the path to life's enjoyment, for many Americans. In my area, the mall and movie theaters are packed to the gills on weekends. This may be news to some, but shopping is not a hobby.

I think it is significant when we realize that the enjoyment of our own lives is not dependent on how much or how little we spend. We can find so much satisfaction with age-old hobbies like drawing, reading, playing games (as kids, my sister and I found ourselves enormously entertained for hours, with an ordinary deck of cards), or making music. And many of these past times won't make you cringe when you open the credit card bill next month.

It's Friday. I'm making plans for our family weekend. We won't be eating out, but instead, we'll work together, and have a good time at that, making our Saturday dinner (probably homemade pizza). We may get out the Scrabble board and see who's learned some new vocabulary. There's an art gallery in my area that I've been meaning to check out. That's on my personal plan for entertainment tomorrow afternoon. We won't be going to the mall, plugging our behinds into a theater seat or screaming our dinner order into the speaker at the drive through. I probably won't think too much about how little money we spend, this weekend. But when our financial goals are someday realized, I'll be glad we made the choices that we did over the years.

Wednesday, November 5, 2014

Early November lunch round-up

Much of what I made for lunches this week was either made Sunday evening (the baking) or were leftovers from Sunday and Monday's dinners. I've been preparing a little extra 2 nights in a row, to provide enough leftovers to get through several days' lunches. I did spend part of Monday afternoon making the pudding cups and zucchini bread and cream cheese sandwiches. My family really enjoys the ease of opening the fridge and choosing from this selection, according to what sounds appealing to them. And I like not having to think about lunches for the week, after I finish making up the selection each Monday.

  • apple chunk muffins
  • cornbread
  • Asian-style turkey-tofu-noodle soup
  • bean and veggie burger patties
  • baked apples
  • "zucchini" bread/cream cheese sandwiches ("zucchini" is a tiny, under ripe pumpkin, peeled and grated)
  • homemade chocolate pudding cups

Have you noticed the ads for Christmas yet? I know it's now November, and all, but I'd like to postpone thinking about Christmas for just 1 week.

I hope your week is going well.

Monday, November 3, 2014

Bit of a set-back with grocery shopping and autumn stock-up

So, Saturday (Nov.1) was the local produce stand's clearance sale. My usual is to really stock-up on good keepers like winter squash, garlic, cabbage, oranges, apples, and some nice to have items like avocados, kiwi and pineapple. That's what I *usually* get, at rock-bottom produce prices.

This year, I had something on the calendar that I couldn't change for that Saturday, the whole day Saturday. I had thought I'd hit the produce stand in the afternoon on Friday, and see if anything had been marked down yet, and buy what I could.

I had company at lunch on Friday, so spent the morning cleaning house. Then in the early afternoon, I received a phone call from one of my daughters. There was a lock down on campus, yes, another one. After the shooting that occurred last June on campus, this was worrisome for both daughters (as well as many of the students they were in lock down with). I stayed home for the afternoon, waiting for the lock down to come to a conclusion. By late afternoon, I had heard that an arrest was made, and the campus was secured. At this point, I simply didn't have the energy to drive down to the produce stand. And so, I have missed my opportunity for fall produce stock-ups.

Now, the challenge ahead of me -- finding deals on produce in other markets.

I know that there was nothing I could do about my circumstances. But still, this feels like a set-back.

Friday, October 31, 2014

October grocery money journal -- spent $77.50 for the month

Not much to buy this month!! We need to make room in the freezers for turkeys and hams, so my shopping will reflect that.

Oct.4 QFC-- hoping for markdown milk. I find 6 gallons of whole milk for $2.29 each and a 10 oz container of mushrooms for $1.49. I spent $16.23. The mushrooms will be nice to add to vegetarian gravy. Most of the milk will go in the freezer.

Oct. 5 Dollar Tree. I pick up 3 quarts of soy milk and a 24 oz package of macaroni noodles. Spent $4. The macaroni is a regular at Dollar Tree, working out to 67cents per pound, a good price for our area.

Oct. 10 Cash and Carry wholesaler/restaurant supply. I need sugar, down to my last 1/2 cup. I buy 1 50-lb bag of sugar ($22.82), and while there find vegetable oil (soybean) in 35-lb container for $18.57. Spent $41.39.

Oct. 27 Dollar Tree to pick up 2 more quarts of soy milk. Spent $2

Oct. 28 Totally out of milk for rest of family. I had to buy a gallon of whole milk at QFC for $2.99. Only bought 1 gallon, and will hope to find marked down milk in the next few days. Spent $2.99

Total spent for the month, so far -- $66.61

Oct.30 Stop by QFC on way home from babysitting, hoping to find marked down milk, and YES!!, 11 half gallons of whole milk (what my daughter needs, and what I use for yogurt). I buy all 11 half gallons, at 99 cents each. Spent $10.89. Odd thing -- they also had gallon jugs of skim milk on markdown, but those were $2.59/gallon. By buying the half gallons, I only spent $1.98/gallon.

Some months, it's funny to look back at the month of grocery shopping and see what I actually bought. This month, I bought various milks, macaroni, mushrooms, vegetable oil and sugar. Doesn't sound like a whole lot of variety for the month, does it?



So, last month, we went over our budget, used up the surplus, and spent $63.17 into future months, for a carry forward deficit. Our budget for October is $160, less this deficit of $63.17, for a remaining amount of $96.83.

For the month of October, I spent $77.50. I finished the month with a surplus of $19.33. back on surplus territory -- that always feels so much more comfortable for me!

Wednesday, October 29, 2014

This week's lunch round-up: comfort food to help us slide right into fall

The daytime temps have cooled significantly, this past week. I think it's safe to say that it is fall, here, now (no more near-summer high temps, for us). The house is cooler, we're now using the furnace for several hours per day (made it to the 26th with minimal furnace use, though), and baking/cooking keeps me active and warm.

Here's what's on the lunch menu for our family, for this last week in October:

  • crabapple sauce muffins (using the tail end of last week's crabapple sauce, plus some not-so-sparkling Martinelli's apple cider, as liquid)
  • home-style macaroni and cheese (didn't have much cheddar left, so I added the cheddar we had, plus some shallots and ground mustard for zing, and a spoonful of canned pumpkin for that orange-y cheese color -- ;-) but don't tell my family!)
  • leftover baked bean casserole
  • leftover curried pumpkin-peanut soup
  • carrot sticks
  • blackberry-rhubarb sauce
  • toasted mozzarella cheese sandwiches
  • pbj sandwiches

Monday, October 27, 2014

More beauty on a budget: hair color

Most of you know that I cut my own hair (and surprise, surprise, I don't look like a cave woman!!!) I go in for a professional hair cut once per year (using a coupon -- with tip, I will only get a "real" haircut if I can come out for about $10 -- yeah, I'm a cheap old lady!) After giving myself a trim, I'll often get someone in the family to check and even up the back for me.

I've been wearing my hair plain old, ordinary, shoulder-length, for several years. So, a few weeks ago, thinking my hair needed an update, I followed my daughters, and cut bangs. Meh. . . just center-part bangs, nothing that I thought was anything special. But then, one daughter said I should sweep them off to one side, for side-swept bangs. Much improved!

Hair looking styled -- next up, color. I understand that many women love their gray hairs. Maybe when I have more of them, I will too. But for now, as I tell my sister, they just make the top of my head look dusty. Supposedly, stress = gray hair. Well, my head tells the story of the past few years of my life. A ton of grays came in.  So, for the past 3 years, I've been covering the grays with a semi-permanent color. I love it. It looks very much like my natural color, and fades slowly.

I do a few things to make hair color frugal. First, the obvious one, I use a coupon (usually $2 off) to buy the color when it's on sale (often for $6.99/box). So my net cost is $4.99. Not bad. And, I only color my hair once every 3 months. For now, that works for me.

But then, I do one other thing with the boxed color to save money. I only use half of the product at a time.

The brand I use comes in two parts, the developing creme, in an applicator bottle, and the colorant, in a squeeze tube. With a sharpie, I mark the half-way point on the developing creme bottle. I take the lid off, and pour the developing creme, roughly to that mark on the bottle, into a small glass bowl. Then I eyeball the colorant, adding half of that product to the developing creme. I mix the two together with a plastic spoon, and apply to my hair. The hair color can be split for two uses this way. I wash and save the plastic gloves that come with the box. The next time I color my hair, I simply mix the remaining colorant with the remaining developing creme in the creme bottle, as instructed. You cannot mix the two, then save half.

My cost per application, then, is about $2.50. I color my hair 4-5 times per year, so my total hair color cost is $10-12. Not bad.

I have found that most of the drug store brands of hair color have enough product to divide in half for two applications, if :

  • your hair is somewhat short (mine is shoulder length)
  • you are staying close to your original hair color, so that if any hairs don't get thoroughly saturated, it won't be detectable (the color I chose is similar to my natural hair color, but has a tad more red highlights)
  • you have relatively few gray hairs to cover (I have under 10% of my total hairs coming in gray)
I have also heard of women who have more gray hair, splitting their box of hair color into 3/4 and 1/4 of product. They use the 3/4 of product for original color, then at about 6 weeks, the other 1/4 portion as a touch-up for the grays which have shed the color and to cover their root zone. 

When I first began splitting my boxes of hair color I couldn't find much info on whether or not this was doable. So, I'm just putting this out there, as yet another person who successfully splits boxes of hair color, for two applications.

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Friday, October 24, 2014

Stretching my perfume

Have you ever had a bottle of perfume that you liked, but came off way too strong when applied?

I have this lovely tiny bottle of perfume (real perfume, oil-based stuff) that friends gave to me for my birthday.

I do like this perfume, but the fragrance is a bit heavy. Well, I came up with a solution that works for me, and allows me to still wear this perfume, without asphyxiating an elevator full of people. In fact, I have this theory on how much perfume one should wear. If you can smell it a foot away from me, then I have too much on. Only someone whose nose is pressed against my neck should be able to smell it.

My solution -- I put 1 drop of perfume into a small glass dish, then added about 1/4 teaspoon of vegetable oil (yep, ordinary vegetable oil). I stir this up with a toothpick. I apply 1 dab, and that's it. I'm putting on a fraction of the perfume that I would have used, had I just used the cap as an applicator. The fragrance wanes after about 6 hours, so I can add another dab then, if I want.

This seems to be working really well for me. A small dish of my oil and perfume mix lasts for about a week. At this rate, my tiny bottle of perfume will still be in use for the next few years.

Wednesday, October 22, 2014

Finding the free stuff

My rosemary plants died on me this past season. Sigh. I've now started a couple of new plants from seed, but they won't be near ready for harvest for a year or two.

In the meantime, I've been wanting some rosemary for both flavored vinegar and for drying to use in cooking.

This past Saturday, at the event I worked at our church, we picked a bunch of fresh herbs from the kitchen garden, just outside the church's kitchen door. The ladies have planted this really lovely herb garden with thyme, rosemary, mint, chives, lavender and parsley. Those of us who work in the kitchen regularly, come and go through this back door. I always run my fingers through the rosemary, to sniff it's wonderful aroma.

Well, there were more herbs clipped than actually needed on Saturday. No one else there had any interest in claiming these wonderfully fragrant stems. But I sure did!

I stuffed a bunch of the rosemary into my bottle of thyme vinegar, and have the other stems drying on the kitchen counter, to grind and use this winter.

And, I now know where I can find free rosemary while I wait for my new plants to grow!

Monday, October 20, 2014

Hi there!

Over the weekend, I worked (volunteered) 2 more events, one large on Saturday, and one smaller one on Sunday. I think I'm just getting too old for this! LOL! I am tuckered! But just two more events to work this month, then next month looks lighter in the volunteer department.

Even so, I still had to make up something for lunches this week. I opted for the easy route for most of it. So, our lunch selections to choose from include:
  • pumpkin muffins
  • blackberry-applesauce
  • egg salad for sandwiches
  • pbj's
  • carrot sticks
  • apples
  • crabapple-apple sauce
  • crazy soup leftovers (all the odds and ends of cooking and salads from the last month, cooked up with a pot of lentils -- interesting flavor!)
  • leftover cookies from the weekend

I finally finished off cooking up the crabapples. I made one more large pot of crabapple-apple sauce, and another container of crabapple juice for making jelly later this fall/winter. And I went ahead and picked the figs, although not ripe this year. I'll make these into fig jam.

Our freezer is so packed that I'm trying not to buy anything that needs freezer storage, so I'll have room for turkeys and hams next month. It's a good thing to have all this food in store!

At Saturday's event, one of the ladies brought in some beet pickles and corn relish that she had made. I didn't try the beet pickles, but did the corn relish and it was delicious. The interesting thing was that she just used canned beets and canned corn for these "preserves". The corn relish would be especially good on the Thanksgiving table. All she did was cook some vinegar, sugar, pickling spice, salt, water, red and green peppers, and onions for a few minutes, then added a can of drained corn. Very simple and it was ready the next day. I'm thinking of adding it to our Thanksgiving menu this year.

One other interesting thing I noted last night. We had a beautiful and warm day yesterday. After dinner the air was still quite warm, so I went out for an evening walk through the neighborhood. Since when did Hallowe'en become a season?! About a dozen houses were elaborately decorated for Hallowe'en. Even though I don't have trick-or-treaters in the family any more, I'm thinking it might be fun just to go out that evening and see all the decorations and kiddies.

I hope you're all having a great week! I'll be able to write more very soon! Take care, all!

Thursday, October 16, 2014

It's soup-tober!

I've been super swamped with stuff lately. It seems there is a dearth of potential volunteers in our church these days. I'm doing what I can to help fill some voids, but it takes it's toll. And I think I'm still finding my groove with my daughters' uni schedules, trying to balance with my own pursuits and studies. But life goes on. . .



October is the shoulder month for us. here in Seattle. It's just chilly enough that we could use a bit of heat, but not so cold that we absolutely need to turn on the furnace. Mid-October, our house hovers around 62 to 63 degrees F.

We must be the very last neighbors on our block to turn on our furnace, full-time, every fall. Each year, we challenge ourselves to wait just a little longer. Last year, we made it to October 22. This year, we're hoping to make it to about the 25th.

How do we keep from freezing ourselves silly? Besides wearing multiple layers of clothing, using lap throws and staying physically active, we eat soup for lunch and dinner almost every day. Soup is a very warming meal. Even if I'm just reheating a bowl of soup or chili in the microwave, I feel warm just holding my bowl.

To supplement both the soup meal and the heat in the kitchen, I also plan some sort of freshly baked or toasted bread product to go with dinner. I time this to come out of the oven minutes before we sit down to eat. The kitchen table is just a few steps away from the oven. We enjoy the bread, and some extra heat. Breads might include: biscuits, Yorkshire pudding, muffins, cornbread, or garlic bread, all quick and easy to put together in the late afternoon/early evening.

I'm thinking of charging rent for that chair at the kitchen table that is closest to the oven.

Wednesday, October 15, 2014

This week's lunch round-up

Again, following with the idea of doing a small amount of cooking over the weekend, I made some pbj sandwiches, a container of carrot sticks, and a large batch of pumpkin muffins on Sunday, leaving me with less to make on Monday. For the week, this is what we're having for lunch:

  • pbj sandwiches
  • carrot sticks
  • pumpkin muffins with cream cheese
  • fresh apples
  • turkey-noodle-vegetable soup (made a large pot of soup for dinner on Monday, with enough leftovers for a couple of days of soup this week)
  • Greek yogurt parfaits (Greek yogurt, chopped nuts, granola, jam)
  • toasted cheese sandwiches (will make later in the week, as we run out of the above list of items)
  • tomato-basil soup (made from pureed, canned tomatoes, minced onions, basil, oregano, pepper, salt and thickened with a faux beurre manie (a paste of flour and oil instead of butter, to thicken at the last moment -- also, I'll make this later in the week, to round out the last bits for lunches)
Even when I don't make up all the lunch fixins' on one day, I find that if I plan it out for the week, ahead of time, that I know what to do and when, so that lunch-making is a simple task for all.

Monday, October 13, 2014

Gaining weight on a tight budget: Power-packed oatmeal

(For a re-cap, one of my daughters is recovering from an eating disorder and is in the process of weight restoration. She requires a great deal of calories every day. However, this kind of meal could also meet the nutritional needs of someone needing to gain weight for other reasons.)

This morning, we made another power-packed shake for breakfast, with whole milk, oats, peanut butter, canned pumpkin, cocoa powder, sugar and oil. It topped 650 calories.

But yesterday, we did another weekend, power-packed favorite -- the meal-in-a-bowl bowl of oatmeal.

I make this in the microwave, for ease.

In a microwaveable casserole dish:

  • bring 1 cup of whole milk, and a pinch of salt just below boiling (about 2-3 minutes in the microwave).
  • stir in, 1/2 cup rolled oats, and any of the following:

  • 1/4 cup canned pumpkin, applesauce, or mashed, cooked yams
  • 2 to 3 tablespoons finely shredded carrots or zucchini
  • 1 tablespoon butter or oil
  • 2 teaspoons or so of sweetener (honey, sugar, agave, jam, jelly, maple syrup, molasses)
  • 1 to 2 tablespoons peanut butter (or other nuts butters)
  • 2 to 3 tablespoons chopped nuts or seeds
  • 1/4 to 1/2  cup chopped apple, pear, sliced bananas
  • cocoa powder
  • pinch spices (cinnamon, cloves, ginger, nutmeg)
  • ground flax seeds
  • 1 tablespoon heavy whipping cream
  • extracts (vanilla, maple)
  • minced, cooked ham, or, crumbled, cooked bacon, or, diced, cooked breakfast sausage

  • Microwave for an additional minute or two, until the oatmeal is porridge-y consistency. Top with 1/2 cup of additional milk, if desired. 
  • This is 1 serving.
The first two items, the whole milk and 1/2 cup of rolled oats, contain about 300 calories. As I'm creating a bowl of oatmeal, I add up the additional calories in my head. My daughter is now taking in 650 calories for breakfasts, which means I need to add 350 more calories from the remaining list. It would be easy to just add fats and sugars, but we're going for complete nutrition in 1 meal, so I like to add some fruit and/or vegetables, nuts and/or seeds and/or some cooked breakfast meat.

For the rest of the family, I make a second, larger casserole dish of oatmeal in the microwave, using water in place of milk, and omitting the addition of oils, butter, whipping cream. I still add fruit/veg, nuts/seeds, crumbled bacon, ham or sausage, and flavors/spices, for interest, variety and nutrition.

Wednesday, October 8, 2014

An early October lunch round-up

So, I think it's helpful to do an audit on my routines, to see if making a couple of changes could streamline my work, or simplify aspects of other work. So I took a minute to think about how I prepare lunch items for the brown-baggers each week.

It had been feeling like my Mondays were out-of-control busy every week. And I had to scramble to find enough to put into Monday's lunches, on Sunday afternoon, anyway. So, why not get a jump start on preparing a couple of the lunch items for the week, by making them on Sunday.

I'll try this for a few weeks, and see how it goes. This past Sunday afternoon, I made a large batch of pumpkin muffins, a pot of curried pumpkin-peanut soup (thanks, live and learn, for the recipe), and extra mustard-glazed carrots for dinner, to pack into small containers to add to lunches. The rest of the lunch items I prepared on Monday.

Here's the full menu:
  • pumpkin muffins
  • curried pumpkin-peanut soup
  • mustard glazed carrot slices
  • carrot sticks (while peeling those carrots for the glazed ones I figured I mght as well peel a bunch more for carrot sticks)
  • fresh apples
  • apple-cranberry sauce
  • peanut butter and jelly sandwiches (made a bunch of sandwiches to try out some new Dollar Tree sandwich containers, they're super slim, and just fit a sandwich)
  • toasted pizza sandwiches (these make great breakfasts as well as lunches, at least so says my daughter!) (instructions here, if you don't know what I'm talking about)
  • mixed nuts
My daughters get a free lunch, if they want, on Tuesdays. There's a chapel service, followed by a lunch for commuter students. It's a great way to connect with other commuter students on campus, and they don't need to pack lunch for that day!

Monday, October 6, 2014

September Grocery Money Journal

It was a BIG shopping month. I managed to get all my receipts recorded in my notebook, as I went, but not electronically, until now. We are well-stocked, and close to completing my list of "needs" for this winter.

Sept. 1 At Dollar Tree, buy 1 bag of potato chips, 1 box of graham crackers ($2 total, but used "found" money, so doesn't count against budget for month), and 1 box of baking soda -- spent 59 cents out of grocery budget.

Sept. 5 Cash and Carry wholesaler -- checked their online ad that's good for 2 weeks and found a few things I need on sale. Bought 6 gallons of white vinegar ($2.47 ea), 3 five-lb bags of frozen peas ($3.54 ea), 13 oz. container of curry powder ($4.24), 9 oz container ground ginger ($2.88) and 3-lb bag of dried cranberries for holiday and winter baking ($5.87). Spent $38.43.

Sept. 8 Albertson's for canned green beans, 14.5 oz cans for 49 cents ea, w/coupon, limit 12. I buy 12 cans of cut green beans, wax beans and French beans, spending $5.88.

Sept. 8 Dollar Tree, I pick up a box of lasagna noodles and 2 quarts of soy milk. Spent $3

Sept. 12 Cash &Carry wholesaler. This is where I spent a good chunk of grocery money this month. They had some great specials. I bought a case of chunky peanut butter (six 4-lb jars) for $35.88, three 5-lb bags of shredded mozzarella cheese for $11.98 each, one 50lb bag of whole wheat flour for $12.99, and 2 and 1/2 cases (6 #10 cans per case, so total of 15 #10 cans) whole peeled tomatoes for $14.22 per case. They just had 1 bag of whole wheat flour in stock, so I'll come back next week to pick up the other one. Total spent this day, $120.36

Sept. 15 QFC is next to the bank, so whenever I have some banking to do I park between the two buildings and pop into QFC to check for markdowns. I also was needing ground cloves for some baking, and this store has a bulk spices section. On markdown, I found tofu (freezes well -- I used some of the frozen tofu last night in a mushroom gravy over Yorkshire pudding for a simple supper), at 99cents/ lb. I bought 4 cartons. Also found beef hotlinks for $2.69 package (bought 2 packages). These are just a tad fatter than hot dogs. I buy them, freeze 2 to a pack, then when I want pepperoni for a pizza or casserole, I can slice thinly, to use as a pepperoni substitute. It works out to about $3 per pound for pepperoni, (ready sliced pepperoni runs about $5 per pound here).And I found skim milk for $2.49/gallon. They had several gallons there on markdown, but I only bought 3 gallons. I prefer higher fat milk for my kids to drink, but this will work fine in cooking. I also picked up a smidge of ground cloves for baking, at 98 cents. Total spent today, $17.79

Sept. 16 back to Cash & Carry for that second 50-lb bag of whole wheat flour, another 5-lb bag of shredded cheese and while perusing all the aisles, I find #10 cans of Libby's pumpkin for $4.25 each (I buy 4). The pumpkin is the equivalent of a little over 7 of the 15-oz cans of pumpkin each #10 can. So my price per 15-oz is about 60 cents, a great price. I spend a total of $41.97

Sept. 16 My daughters are with me today, and butter is on sale w/coupon ($2/lb) at Fred Meyer (a tip left on my facebook page). There's a limit of 2 lbs, but plenty of coupons at the door. So, my 2 daughters and I each buy our 2-lb limit. They also have whole grain pasta on sale for 79 cents/box (I buy 4 of linguine). Total spent for 6 lbs butter, 4 boxes pasta, $15.16

I'm now up to $243.18 spent for the month, and only half-way through the month.

Sept. 20 Coupon still good at Fred Meyer, and again my daughters are with me as I run errands today. So,armed with our coupons, we buy 6 lbs of butter, plus find  6 gallons of 2% milk for $1.99 each, on markdown. Total spent between the 3 of us, $23.94.

Sept. 26 We're at the fabric store, which also has a $ Tree and Safeway grocery store in the shopping center. I buy 1 bag of marshmallows at $ Tree ($1), and find 1 gallon of whole milk on markdown for $1.74 (I'll use for making yogurt). Total spent $2.74

Sept. 26 Walgreen's has canned olives on sale for 89 cents/can. We pick up 8 cans, spending $7.12

Sept. 26 Cash & Carry -- this week they have onions and carrots on sale, plus still #10 cans of pumpkin. I buy 50-lb bag of onions for $7.98 (I'll store about half of these in the garage fridge. They'll keep through December.) I also buy one 25-lb bag of juicing carrots for $7.98, 2 #10 cans of pumpkin ($4.25 each), and 2-lb bag of yeast for $6.78. Total spent $31.24

Sept. 28 Fred Meyer for eggs (4 dozen for $5, I buy 4 dozen) and find 1 gallon 2% milk on markdown for $1.50. Spent $6.50

Total spending for the month -- $314.72 !!! Wow! That feels like a whole lotta money. However, when I look at my pantry and fridge, we are pretty well stocked.

What did I buy over the month? Lot's of canned tomatoes, canned pumpkin, 15 pounds of frozen peas, canned olives, milk, butter (12 pounds, which will carry us through the holidays and into 2015), fresh carrots, onions, some spices, canned green beans, yeast, whole wheat flour (100 lbs should last 8 months), some eggs (enough for 1 month), 20 lbs of shredded cheese, 6 gallons of vinegar, 3 pounds of dried cranberries, 24 pounds of peanut butter, tofu, pepperoni substitute, and baking soda.

I still have a few items on my list to stock up on, like all-purpose flour, tomato paste and sugar. I'm hoping October won't be nearly as expensive as September.

We had a budget of $160 for groceries for September. I spent all of the $91.55 surplus from previous months, going over budget plus surplus by $63.17. That amount will be taken from October's budget, and hopefully we'll be caught up by November 1. I try not to overspend, but occasionally I have a month with a lot on sale that I want to stock up on. This was one such month!

We spent an average of $73.43 per week, for the month of September.

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Friday, October 3, 2014

Sometimes plans have to change, right?

I had planned on getting my September grocery journal posted today, but couldn't finish it up yesterday, as our internet access went out in the afternoon and didn't come back on until sometime in the middle of the night.

The downside, I couldn't do online things. The upside, no distractions in the evening, so I went to bed early, which I very much needed. There's always a silver lining to clouds, isn't there?

I'll get the journal finished up very soon, and have it posted. It's a doozy -- I spent a LOT! But, now that you understand we have some special nutritional needs in our household, when I find specific foods priced very low, I buy all I can, so I can meet those needs.

Beautiful things around here. . .

I bought 2 small mum plants on clearance (79 cents each) at the grocery store last month, planted in pots, then completely forgot to water them in our warm September. The existing blooms died, but I cut them off, and new buds have formed and are now unfolding new blooms. Even more beautiful, the violas and pansies that I got on clearance in spring, and put into pots for the deck are STILL blooming.

The tips of the vine maple trees on the border of the property are just turning autumn colors. Very pretty and a delight every time I step out the back door.

I cut some blooms from the hydrangea, and put in water for the kitchen table many weeks ago. When the water level went down (and I forgot to add more), the blooms dried and stayed their blue color, without going limp. I now have hydrangea blooms for a vase for the winter! Who knew my neglect could be a good thing?!

Our next door neighbor just this week became a grandmother of a beautiful little girl, her very first grandchild! I have a Kohl's $10 coupon to use this weekend, and will go pick out something for the new little baby.

Our car had issues this week, and needed repairs. Doesn't sound like anything wonderful could come from that, right? But, every single person that I encountered through this was soooo kind. They gave me rides places, and as soon as a loaner car freed up, they set it aside for me. And one woman even was kind enough to listen to me the day that I picked up the car, and was having a too-stressed moment. It has been a stressful week (month, year, life . . .), and these people really set my mood back in order. Now that's a beautiful thing!

Anyway,
I hope your week went well and you have a lovely weekend! Be back on Monday with the grocery journal for September!

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Wednesday, October 1, 2014

Gaining weight on a tight budget (something most of us just don't even need to think about!!)

Sometimes, when an issue pops up within our families, we don't want to share information with others just yet, as it feels very private. Other times, the issue at hand feels so overwhelming to us, that we simply don't have the energy to deal with the comments and input from others. (People say stupid things at time, meaning well, of course. But it's draining to have to deal with inappropriate "advice" AKA criticisms.) So we work within our small group, privately, until we've reached the point that what other people say won't affect our overall approach to the issue.

I've wanted to share some of what our family has been dealing with, here on my blog, for a while. But it just wasn't the time. Presently, I feel we've reached a good place in recovery, and it's "safe" to share.

My purpose in sharing this is to 1) possibly reach out to someone else going through a similarly difficult time in their family's life, so they will not feel so alone in their struggle, but also 2) some information from the recovery process for our situation could be helpful to another family.

One of our daughters has struggled with an eating disorder for a couple of years. She is actively restoring weight right now. It's not an easy process. Many individuals who find themselves needing to regain weight also find themselves requiring an enormous amount of calories and nutrients each day. When you combine this with loss of appetite, the situation can seem daunting.

Eating disorders are just one reason an individual may need to restore weight. When my mom was sick with cancer, weight loss and appetite were a huge struggle for her. Often times, the elderly lose their appetites, and weight loss is a health risk for them, as well. Sometimes, it's just a picky eater in the family with a small appetite to begin with, that necessitates a bit of intervention to put on a few pounds.

It's so hard for us, as eager eaters, to understand the frustration of needing to put on weight, isn't it? I look at a donut, and it magically jumps onto my mid-section.

But, for those who are trying to help a child, parent or other loved one put on a few pounds, I'm going to share some of our methods and "recipes", over the coming month or two. As always, take what works and leave the rest.

The number one tip I can offer other families trying to restore weight with an individual who just doesn't seem to have an appetite, is to set up an eating schedule. For the underweight individual, it can be so easy to go through an entire day subsisting on an amount of calories/nutrients which result in further weight-loss. Before you know it, it's the end of the day, and a daunting amount of food still needs to be consumed. So, for us, having a schedule of 3 meals, 3 snacks works.

We adjust our calorie and nutrient needs based on weekly weigh-ins. The safe amount to gain per week seems to be 1-2 pounds (similar to weight loss recommendations). If we've gained the appropriate amount for the past week, then I look at the next week's activity level, and add or subtract a small amount from each day's requirements. If we over-gained, then I reduce the next week's requirements, and if we've under-gained, then I increase, but all based on the math of 3500 calories equals 1 pound of weight.

I keep this information in a small notebook, so I know for sure what I'm supposed to be doing for meals each week, and we can track progress. I'm getting forgetful in my "old-age"!!

For us, we minimize anxiety around foods and ingredients if I put together meals for my daughter, and she gets her snacks. There will come a time when we transition to more intuitive eating. This is all part of the process of recovery.

Each meal and snack has it's own calorie requirement. To give you an example of how it unfolds for us, for a week when my daughter needs 2800 calories per day, we do 750 for breakfast, 200 mid-morning snack, 700 lunch, 200 mid-afternoon snack, 750 dinner, and 200 evening snack.

Snacks can be hard for us to get in, so we set the calorie requirement for those somewhat low. Another family might do better with fewer calories at meals, and more at snack time, for 6 mini-meals each day.

When my mom was battling cancer, she had similar calorie goals for each meal. Working within these goals helped to keep her weight from slipping dangerously low.


So, one of the biggest obstacles for us with meals is getting in a nutrient-dense breakfast in a short amount of time. There are meal replacement shakes that I know a lot of families use. Working on a tight budget, I'll share what we do that packs the nutrition, while keeping our costs reasonable.

The Nutrient-Dense, High-Calorie Breakfast Smoothie

I plan the next morning's breakfast the evening before, as I'm cleaning up the kitchen. If my plan is something like muffins and milk, my daughter's milk gets boosted to a smoothie. I calculate the calories of the muffin portion, and figure how many calories the smoothie needs to contain.

I set up all the ingredients for her smoothie the evening before, then in the morning, she or I dump it into the blender to whirl it smooth. She often expresses a flavor she's in the mood for, and I work with that.

I use a 1-pint canning jar, and begin adding ingredients to the jar, until I meet the calorie requirement. Cap and refrigerate overnight. Here are some ingredients that we use in our smoothies, but not all of them in the same smoothie!! :
  • milk (whole milk if possible, 160 calories per cup)
  • peanut butter (90 calories per tablespoon)
  • dry rolled oats (yes, that sounds weird, right? I found that ingredient on a list for body-building smoothies)
  • bananas
  • tofu
  • frozen and fresh fruit (chopped for items like orange segments or apple slices)
  • cocoa powder
  • sugar, honey, molasses, agave
  • canned pumpkin
  • applesauce
  • leftover cooked winter squash
  • cooked sweet potato
  • dry milk powder
  • whipping cream, oils
  • spices (cinnamon is a favorite for us, but also nutmeg is good) and flavorings (vanilla and maple are both yummy in smoothies)
  • leftover cooked brown rice
  • homemade Greek yogurt (300 calories per cup, adds a lot of protein and calcium, and good with frozen berries)
We work within the guidelines of 30/30/40 with respect to fat/protein/carbohydrates. The oils and whipping cream may sound over the top, but in a person with high nutrient needs, including lipids, the whipping cream and oils sometimes add that little bit extra to bring us into balance. We also try to incorporate a wide range of foods into the weekly plan, so the components of our smoothies vary from one day to the next.

I don't calculate ratios (the 30/30/40) on a daily basis, but every 7-10 days I do a mini-audit of one day's meals, just to see if we're on track.

A suggestion for coming up with a blend of flavors -- think about other meals/foods you've eaten and enjoyed. I make a delicious sweet potato/orange zest and nutmeg casserole. So for one smoothie variation, I add sweet potato, a couple of orange segments, nutmeg, and sweetening to the milk. Apple pie smoothies are good, too. Some applesauce, cinnamon, oats and sweetening added to the milk. And of course, we love peanut butter-chocolate. I add 2 tablespoons of canned pumpkin to these, at my daughter's request. Some cocoa powder, peanut butter, sweetening, canned pumpkin added to the milk -- yum. In an issue of Prevention magazine, several years ago, I found a simple tofu and orange juice smoothie recipe. I've done these for myself many, many times. (I like a bit of sweetening in mine; I believe the Prevention recipe was just tofu and oj.) My daughter likes tofu and frozen blackberries whirled into milk.

On extraordinarily busy mornings, sometimes the smoothie IS the whole breakfast. So adding grains in the form of oats or cooked brown rice, plus fruit or vegetables, milk, tofu, peanut butter for protein, and we have a meal in a glass. I've even taken to doing these for myself, when I know I've got a demanding morning ahead of me and no time to cook or eat a hot breakfast.

There you have it -- our version of a nutrient-dense beverage, based on real foods. For a price comparison, Boost nutritional drinks retail for about $1.50 for each 8 oz serving. A nutrient dense, home-made breakfast smoothie like what I serve, containing anywhere from 400-600 calories, costs between 40 cents and a dollar, depending on just how "fancy" we're feeling that day (and how inexpensively I've obtained ingredients).

And I won't even get into some of the "added" ingredients in commercial nutritional drinks. Ugh!!!

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Tuesday, September 30, 2014

The harvest is almost done!! Yippee!!

My daughters are now back in classes. Yesterday was the first day of autumn quarter. I spent the day stocking the fridge with quick and easy to grab foods for the whole family, and harvesting the last of the late apples.

My daughters did a herculean job with the harvest. The three of us did what 5 of us usually do. The girls gave up their 2-week vacation and helped with harvesting and preserving. And so, I have promised them some sort of vacation this coming winter. Don't know what that will be yet, but something fun.

There are still crabapples, late pears and cranberries to harvest, later in October. I am hoping that my son and husband will have time to help with those fruits. Harvesting is a large job. But the rewards will be evident this winter, when we'll have this home-grown fruit on our table.

I am still figuring out how our schedule will work this fall. My daughters have many evening activities (requiring my chauffeuring skills), an irregular morning schedule (some days one of the earliest buses, other days the latest bus), and new Sunday obligations (both morning and afternoon -- choir related).  I find that working this all out is best done on paper. I made out a schedule, and am seeing which days look more intense than the rest, so that I can figure my own around-the-house work schedule accordingly.

I have a bunch of stuff to tell you all, and will get to it over the next week. For now, here's what our family is eating for lunches this week:

  • cinnamon-pumpkin-applesauce (about 1/2 cup of canned pumpkin stirred into applesauce, with a hint of cinnamon -- quite good, and packs some extra Vit. A and fiber)
  • a casserole of baked beans, chipotle sausage, tomatoes and onions
  • pumpkin muffins (they bake faster than pumpkin bread, saving electricity) with cream cheese
  • carrot sticks and peanut butter (no kidding, my daughters like peanut butter as a spread/dip for carrot sticks)
  • pumpkin-peanut smoothies
  • apple cobbler
  • yogurt
  • apples
  • toasted cheese sandwiches
  • leftover refried beans and tortillas from Sunday
This sounds like a whole lotta food, but we don't eat all of this everyday!!

Anyway, I'm looking forward to having a bit more time to keep up with all of you. Hope you're having a great week!

Wednesday, September 24, 2014

Lately . . .

The end of last week turned extremely busy, and I'm just now catching up. A friend passed away a little while ago, and I serve on the Hospitality Team at our church. We put together a nice luncheon to accompany the memorial service on Saturday.

In addition, my daughters and I have been harvesting the apple trees and the one super huge plum tree. The apples just get picked and stored, but the plums have to be processed in some way (making jam, chutney, splitting/pitting for prunes and freezing). My fingernails are badly stained, but oh well, that's just part of the job.

Also, a big front is pushing in today, and have been picking and storing tomatoes, as I can. The first major storm front also usually brings late blight to the tomatoes, so if we want to use them, I've got to get them harvested.

I had hoped to get in a couple of side excursions this week, but we may be very busy with harvesting before the weather turns very cool and very wet, and getting last things done for fall quarter.

Still, lunches need planning. As our fridge and freezers are packed to over-flowing, meals are based first on fridge contents, and second on bits and pieces from the freezer. (You know, all those half-full containers of this and that can really take up freezer space!)

This week's lunch menu includes:
  • ham and egg fried rice (using squash, garlic and greens from the garden)
  • Harvard beets
  • beet green quiche
  • vegetarian chili
  • plum pie
  • apple pie
Two pies this week, as we couldn't decide which we wanted more! One daughter made a large batch of pie pastry for me on Sunday, so the pie-making is easy for the week.

I hope that you're having a great week! And enjoying the change of seasons!

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Friday, September 19, 2014

How has my grocery shopping changed over the last year?

So, we're doing "okay" with our reduced grocery budget this year (a budget of about $165 per month, for food only, for 5 of us), even with some rising food prices. But to make that happen, I've had to make even more changes in the last 12 months.

A year ago, I posted about various ways I am cutting our grocery budget/spending. One of the methods I've used is shopping at a restaurant supply and buying institutional sizes. Even at the Cash and Carry's regular prices, institutional sizes saves us a lot of money.

However, I've now moved to an even more advantageous shopping strategy. I've become a very opportunistic wholesale shopper. The Cash and Carry does have sales. Every 2 weeks they put out a new ad, and it's available for me to view online. I go through the ad very carefully and make a list of what's on sale at a great price, determine the quantity we would need to get through 6 months to 1 year, and add that to my list. Basically, this is institutional loss-leader shopping.

Shopping this way means that I can't always pick up what we're out of, but may have to wait a few weeks, instead, to find it on sale. But it allows us to pay the absolute minimum price on almost all of our basics. (I do need to occasionally buy something at their regular institutional price. Last month, I really needed all-purpose flour, to continue on with our baking. So, even without a sale price, I bought a 50-lb sack of all-purpose flour for about $12 or $13.)

Here are a few examples, with stock-up price as well as regular price:

  • whole wheat flour -- $12.99/50lb sack (regular price $13.59). I had about 25 lbs still at home. I bought 100 lbs of new flour. It should last many months. We don't have a pantry moth problem in our kitchen. But I will still re-package this flour into 25-lb bags and cycle through the freezer, to kill anything that has hitch-hiked into our kitchen.
  • #10 cans (6 lbs, 10 oz) Libby's canned pumpkin -- $4.25 (regular price $8.77). I bought 4 of these large cans and will repackage into 15-oz freezer containers as we open the cans. This amount will hopefully carry us through the entire year. (Update -- We are already going through this pumpkin, and I may pick up another couple of cans near the end of the month. Sale ends on Sept 30.)
  • 5-lb bags of shredded mozzarella cheese -- $11.98 (regular price $12.58). I wound up buying 4 bags (20 lbs). This cheese will be frozen as room in the freezer opens up, and should last well into spring.
  • #10 cans whole, peeled tomatoes -- $2.37 (regular price is about $3.49). I bought 15 cans, a one-year supply. Canned tomatoes can be frozen after opening. So, I repackage and freeze canned tomatoes in amounts that I typically use in cooking.
  • 1 gallon jugs of white vinegar -- $2.47 (regular price -- $3.29). I bought 6 gallons, again, a year's supply. We use a lot of vinegar, for hair rinsing, cleaning, making flavored vinegars for salad dressing, making pickles and for a substitution for baking powder (1 Tablespoon baking powder = 1 Tablespoon vinegar plus 3/4 teaspoon baking soda).
  • 3 lb bag of dried cranberries -- $5.87 (regular price $7.37). I bought 1 bag and am saving them for holiday baking. I don't usually buy dried cranberries other than holiday/winter baking. So this should be it for the year.
  • ground ginger (9 oz) and curry powder (13 oz) -- $2.88 (regular price $4.19) and $4.24 (regular price $5.17), respectively. I needed both of these, but waited until they went on sale.
  • 5-lb bags frozen peas -- $3.54 (regular price $4.23). I bought 3 of these bags, for a total of 15 lbs. This should last us through most of winter and into early spring.
You can see that some items have a pretty decent "regular" price. But when you see the sale price, in some cases, the savings are significant. The canned pumpkin was about half price from the "regular" price. It worked out to about 60 cents per 15-oz portion (standard size of canned pumpkin to make 1 pie).  The canned, whole peeled tomatoes were on sale at a price of about 30 cents per 14.5 oz (about the regular-sized can for whole tomatoes), or about 60 cents for the larger 28 oz sized can. For reference, in our area, the 14-oz sized can of tomatoes goes on sale in regular grocery stores for 49 cents. The cheese worked out to about $2.39 per pound. For reference, the next best price I find on cheese of any kind is 2-lb blocks of cheddar on sale for $4.99--or $2.49/lb (and usually limit of 1).
One thing I learned many years ago about stocking up like this -- it doesn't work in our household to stock up on snacky items. So most of our stock-ups are for basic, healthy food.(The snacky food gets eaten too quickly, and winds up pushing healthier foods out of the diet.)

My hope is to continue feeding my family as well as possible, while keeping our grocery budget low. I still may need to "find" more money in the budget to allocate to groceries. I'm currently working on plugging some spending holes, here and there.  And I may be able to increase our grocery budget a smidge in the coming months.

I understand that for the most part, absolutely none of this is helpful to most of you. I just wanted to offer some explanations for how we can keep our grocery spending as low as we do. Anyway, with each budget crisis, or bout of inflation, I do find myself wondering just how I'm going to pull another rabbit out of my well-worn hat. And somehow . . . we manage.

Have you found any ways to reduce your grocery spending, overall, in the past year, despite the inflation that is hitting all of us? How are you handling price increases? Are you adding to your grocery budget? Eliminating the purchase of some foods? Do you have any stores that carry institutional sizes? (When we lived in Salt Lake City, we had one store that carried some #10 cans of fruits and vegetables, and many large families took advantage of these sizes.) Do you tend to stock the pantry, or buy just what you need for 1 or 2 weeks? If you stock the pantry, do you ever have a moment of feeling overwhelmed by how stuffed you pantry can look and feel? I know this might not make much sense coming from me, but sometimes, even I look in my pantry and get this feeling of being overwhelmed by it all.

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Wednesday, September 17, 2014

A September lunch round-up: staycation time!

My daughters have a couple of weeks off before uni classes begin. We had hoped to go someplace, but as it turns out, we do have a lot of commitments in the next 2 weeks, so it just didn't work out.

We are, however, making the most of lazy mornings and sunny afternoons, with local excursions to get that "vacation feel".

So, lunches are perhaps a bit more interesting and fun, this week. Here's what we're doing for lunch:

  • homemade "pepperoni" pizza (thin-sliced beef hot links in place of pepperoni)
  • vegetarian garden lasagna (I use seasoned tofu in place of ricotta, and lots of chopped kale)
  • applesauce (using apples that I pick up under the trees every morning -- thanks to the pesky squirrels)
  • apple Brown Betty (I just like the name. Sounds fun, doesn't it?)
  • fresh plums, apples and tomatoes 
We are stuffing ourselves with garden produce. Sometimes I look at our plates and think, "that came from the garden, that came from the garden, that came from the garden. . .". Just fun to see how much we've grown that fills our plates.

What's on your lunch menu this week? What do you make for "fun" lunches, special occasions, birthdays, etc?

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Monday, September 15, 2014

What I like about the cooler weather of September

The weather is turning in our area. While the weekend high temperatures were right around 80 degrees, the days are shorter, so the nights have a longer period to cool off. Mornings and evenings can be quite chilly. But I love this changing period of the year.

  • soup makes a delicious, warming and frugal dinner
  • oatmeal warms the tummy, is easy to prepare, and doesn't bust the budget
  • potatoes, again! after a summer of rice, bread and pasta, potatoes make a welcome, and frugal, backbone to many cool-weather meals. Leftover potatoes with an egg for breakfast. "Cream" of potato soup for lunch (I blend in silken tofu in place of cream, for protein without the dairy). Potato and any leftover meat and veggies for a tasty hash at dinner.
  • I sleep so much better when the nights are cool, but it's not so cool that we need the furnace yet
  • cooking and baking doesn't overheat the kitchen (and cooking/baking from scratch saves us mucho $$$)
  • because I sleep better this time of year, I have more energy during the day!
  • no more need to water outdoor plants, any vegetable rinse water that's clean enough just goes into the washing machine now (not saving it for watering the garden)
  • the vegetables that I will be buying in autumn, like winter squash and carrots, are so much cheaper than spring items like asparagus
  • the air smells fresh, the garbage doesn't stink up the garage and the sky is incredibly blue on a clear day
  • I'm almost done with garden and will soon have more free time
  • we make some favorite foods: caramel popcorn, candy apples, pumpkin everything (lattes, soup, pudding, bread, pie)
  • fresh, crisp russet apples -- best flavored apples IMO!

What are some of the things you love about this time of year?

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Friday, September 12, 2014

Rising dairy prices and what can we do about it?

So, on the news this week it was mentioned that dairy prices will continue their upward climb. Aside from acquiring a cow or goat, what can we do to mitigate these rising prices on milk, cheese, butter and cream? Let's put our heads together and see what suggestions come forth. Here's what I intend to do:

Butter
  • continue using meat fat for sauteing and making gravy. 
  • I make Yorkshire pudding often to go with soup suppers, so I will now try using some leftover meat fat in place of the oil called for in the recipe. (This doesn't save butter, but spares oil to use in recipes that will save butter.) 
  • I sauteed summer squash in chicken fat the other night and one daughter asked if I used butter. She thought it tasted amazing. 
  • The same daughter asked me if we could use meat fat on toast. I reminded her of the Little House books, where Laura's family used salt pork fat on toast, when their butter ran out. My daughter and I agreed that bacon fat might be good on toast. 
  • I made a savory cornbread on Tuesday, "buttering" the pan with chicken fat, and using chicken fat in place of a butter/oil mix I usually use in the batter. Very good!
  • I think I will also try doing eggs for frittatas and omelets in saved fat.
  • I'll switch to meat fat when buttering dishes for savory casseroles.
  • continue to make butter/oil spread, to stretch the butter that we use for buttering toast and bread.
  • What's the regular price on butter in your area these days? It was about $4.50/lb yesterday at the market. Meanwhile, margarine was on sale for 89 cents/lb. I'm reluctant to go back to margarine, as we avoid trans fats/hydrogenated oils when possible (except Crisco for pie pastry -- makes great pie crust, but maybe I'll consider lard). How do you feel about margarine vs. butter?
Milk
  • continue shopping for markdowns on milk
  • regularly compare powdered milk prices to liquid milk 
  • Is powdered milk less per gallon for anyone right now? Every 6 months or so, I compare the price per gallon on non-instant in 55 lb sacks (cheaper than instant per gallon for me) to liquid milk. Back in the 90s a 55 lb bag of non-instant milk was cheaper than liquid milk. That could be the case again this next year.
Cheese
  • Buy more when I find it on sale. The cash and carry restaurant supply has mozzarella on sale shredded in 5-lb bags for $11.98. I had intended to buy 2 bags, but after hearing this week's dairy price forecast, I switched to 3 bags. I'll be watching for bags of cheddar at the same price. Bags of shredded cheese freeze well, so there should be no problem of mold with stocking up so much.
  • Use cream cheese more often in sandwiches. Over the weekend, I made a simple chive and cream cheese spread for lunch one day. Cream cheese often goes on sale around the fall/winyer holidays and again at Easter, for as little as 88cents/ 8 oz block, but usually right around $1/8 oz. This works out to $1.76/lb to $2.00/lb, less than hard cheese prices by about 50 cents per pound for me. And cream cheese keeps much longer in the fridge, unopened than the sell-by date.
  • Does anyone here freeze cream cheese? I've never tried freezing it, but have heard the texture changes a bit. I'd like to hear of other's experiences with freezing this. Also, can sour cream or cottage cheese be frozen successfully? I sometimes find both of these items marked down because the container is squashed.  And how about freezing block cheese to use on sandwiches later? I freeze the shredded and it works as a melting cheese just fine, but want to know if block cheese gets crumbly when you freeze it, and perhaps it could be frozen in slices?
Cream
  • Buying cream when on markdown will be my best money-saving strategy. Whipping cream can be whipped and frozen in mounds, to use later. I have a few frozen mounds of whipped cream in the freezer from last spring. If possible, I'll save these for Thanksgiving. Then hope to find whipping cream on markdown just after Thanksgiving for Christmas and New Year's. 
  • Non-dairy whipped topping is also always an option, and often goes on sale just before the holidays.
  • Has anyone here ever tried the homemade whipped topping recipe that uses gelatin and powdered milk? That's a possibility, too, and non-hydrogenated (healthier than some non-dairy whipped toppings?), calling for gelatin, dry milk, sugar, oil and water. If I try it this fall, I'll let you know what we my family thinks.
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Wednesday, September 10, 2014

This week's lunch round-up: fresh and simple hits the spot

I'd like to say that lunches this week will be mostly fresh items because I planned healthy lunches. However, the truth is, fresh items are simply easier than prepared items. And Monday was another very busy day.

Monday, I made the cucumber dill pickles (3 jars) and another quart of blackberry pancake syrup (now have 2 quarts of blackberry syrup), plus I dug potatoes (backbreaking and exhausting work), roasted a chicken, ran errands (2 markets), did bookkeeping, and 2 loads of laundry. So, I only had 2 prepared items this week, supplemented with fresh garden produce. Here's our lunch selection for the week:

  • cinnamon-almond granola ( I have to admit, the almonds were just the end of a bag of almonds, and much more almond "dust" than actual almonds)
  • rice-bean-tomato casserole
  • fresh plums
  • fresh apples
  • fresh tomatoes
  • fresh cucumbers
And of course, always there is peanut butter, bread, yogurt and mixed nuts.You may notice that this week there are no boiled eggs. We're now down to our last 3 dozen of fresh eggs, and 1 dozen frozen. I'll be needing these eggs for baking this month. So for a while, no more hard-boiled eggs.

It looks like I should be able to make another batch of cucumber dill pickles. That will bring us up to 6 jars of dill slices, to go with 8 jars of bread and butter zucchini pickles, and 9 jars of watermelon pickles. I'll also make green tomato sweet and dill relishes later this month. That should be it for pickle making. October will see me in the kitchen making plum chutney and tomato salsa.

Now, I'll go enjoy my cup of blackberry tea (the rinsings from the pan of blackberry syrup added to yesterday's tea bag, for a fruity and frugal cup of tea), and enter a couple of drawings from my recent shopping (on receipt, survey info in exchange for entrance in drawings for gift cards).

What's on your lunch menu this week?


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Monday, September 8, 2014

Plan A didn't pan out, now working on plan B

So, when I plant my vegetable garden each spring, my thoughts are filled with high hopes and expectations.

Then weather happens, bugs happen, critters happen and off-timing happens. I know I should remember this from year to year. But maybe it's a good thing I'm so optimistic each spring. If I were too realistic, I may just give up on the garden altogether.

Anyway, my family really enjoys green bean dill pickles. I make several jars each summer to pop open in winter. Well, this year, when the green beans were ready, the dill and garlic weren't. And now that the dill and garlic are ready, the green beans are about done. Rats!

On to plan B.

I've found I need to keep my mind flexible with regards to the garden. The cucumbers did far better this year than they've done in years. So, plan B will be cucumber dill slices. I should be able to eek out a few jars of those before the season ends.

All is not lost. We'll enjoy some sort of dill pickle this winter. And we did enjoy the green beans fresh this summer, so that's a very good thing.

Let's hope I don't need a plan C.

Friday, September 5, 2014

Not so matchy-matchy with my food prep any more

So it used to be that when I made soup from scratch I used "matching" ingredients. For instance, if I made a chicken-based soup I used chicken fat, chicken stock and chicken meat. I might walk on the wild side and use turkey stock with chicken "other" ingredients. But mostly, I pretty much stuck to the formula my mom always used, and I had continued.

Well, not so much any more. Last night I made a pretty decent soup, starting with turkey fat and oil, then using vegetable stock, adding ham meat and topping the whole pot off by adding the last of the ground beef gravy from the other night's dinner (of Yorkshire pudding and beef gravy).

The soup I made was along the lines of plaid shirt with paisley skirt, polka dot hosiery and a striped sweater. But you know what? It actually tasted good! (The soup, not the outfit!)

Are there any "rules" that you follow, just because you've always followed them? As they say -- some rules are meant to be broken!

(p.s. If you're curious, in addition to the mentioned soup ingredients, there were also lentils, onions, summer squash and red pepper flakes.)

Wednesday, September 3, 2014

First week of September lunch round-up

It's a short week to prepare for, due to Monday being a holiday for everyone at home. So, I didn't need to make as much as usual. Here's what I came up with:

  • hard-boiled eggs (this must be sounding monotonous as I've been boiling eggs for the last several weeks)
  • pasta-tomato-basil salad in Italian dressing
  • vegetarian baked beans
  • apple-cinnamon muffins
  • fresh apples
There's also sourdough bread, peanut butter and jam, and yogurt, for those who want some of the usual fixings.

My daughters are still working a job without a decent kitchen. There's a fridge but no microwave, so I'm still making everything "safe" to eat without reheating (no meat in anything). My husband has a kitchen at work, so this doesn't concern him. At the end of September, my daughters start classes again, and will once again have a full kitchen to use for lunches. (They even have real plates and silverware there!) So I will be free to use meat or meat stock in anything I put together.

I hope everyone had a wonderful Labor Day!

Monday, September 1, 2014

August Grocery Money Journal -- spent $23.01 per week

Aug. 2 Last day of Walgreen's egg sale. I stop in and pick up 4 dozen eggs (99cents/dozen), and 2 packages turkey bacon (99 cents/6 oz. package). Spent $5.94.

Aug.14 Oats and mustard are on sale at Cash and Carry. I also need white flour. So, I buy 2 bags of oats (total of 50 lbs, should get us through most of a year --  $13.75/25 lb bag), 1 gallon of yellow mustard ($3.19) and 50 lbs of white flour ($13.19). Total spent $43.88

August 15 Need bath tissue at Albertson's, also check for markdowns. Saturday mornings appear to be a good time of week for bacon and sausage markdowns. I find 9 packages of breakfast sausage (maple and plain) for $1.99 each, and 10 cans of pop-in-fresh biscuit dough for 25 cents each. The biscuit dough is great for quick donuts or mini-pizzas in a hurray. The cans say sell-by date of Aug 20, but IME these have been "good" for a couple of months past sell-by date, so we have enough for Saturday morning donuts for a couple of months. Total spent $20.41

August 15 Also run by Dollar Tree for soy milk. spent $3 (3 quarts).

August 22. We are out of milk, so while at the bank I also pop in right next door to QFC to check for marked down milk. (Do I ever buy anything not marked down? I must sound like the crazy lady cruising the markdowns at the grocery store.). In luck, I find a bunch of gallons of whole milk for $2.29/gallon. I only buy 9 of the gallons, as I think that's all I can store in the freezer these days and use within a couple of weeks. The sell-by date is August 30. Also, find "ropes" of dinner sausage -- chipotle beef flavor for $2.69 each. After Kris's comments a little while back about quick dinner ideas, I thought these would be good in the freezer for "those" days. I buy 3 "ropes" and freeze right away, although tempted to cook u one for dinner tonight. Gotta find some discipline!! Total spent $28.68



My grand total spent for August is $101.91, or $23.01 per week. It sounds really low, but keep in mind I'm banking extra grocery money for fall stock-up sales. My grocery budget this month has been reduced to $165, so I was under by $63.09. Add that to my running surplus of $91.55, for a new carry forward surplus of $154.64. It's good to see that surplus number tick up.

Something else to note. It can seem like shopping several stores is time consuming, with multiple stores per week, and lots of driving around. But, as you can see, it's just not always like that for me. This month I only went to the grocery store (or comparable store) 5 times. Not bad at all. And each time, I ran in, grabbed what I needed, checked the markdowns and that was it. In and out in under 30 minutes each time (some stores even less).



I'm running low on yeast, and will be looking for canned tomato products (paste, whole and diced tomatoes), and white vinegar. For yeast, for the time being, I'm using my sourdough starter for about half of the bread these days. (how to make your own sourdough starter here, if you're interested) Hoping to find yeast on sale at the cash and carry wholesaler soon. We're doing okay on just about everything else, though, for this next month. I'll see what deals I find and what else we run low on.

So, what do my food stores look like in late August? I've still got 1 more turkey, 1 more ham, about 6 whole chickens, about 4 pounds ground beef, some hot dogs, some "rope" sausage, about 8 packages of breakfast sausage. I also have over 50 lbs of oats, about 40 lbs of white flour, 25 lbs of whole wheat flour, about 2 lbs of brown rice, 20 lbs of assorted dried beans, 25 lbs of sugar, 1 gallon of molasses, 12 lbs of popcorn, a case of canned diced tomatoes, about 3 gallons of vegetable oil, lots of frozen fruit from the garden, some apples from the trees, about 10 lbs of onions, 10 lbs of butter, 5 dozen eggs, 4 gallons of milk (frozen), about 4 lbs of pasta and lots of odds and ends. I'm better stocked than this same time last year, by just a smidge. I can feel it with the freezers, never having room to stuff a single item more in them.

I've been looking back over last falls stock-up items and seeing where I'd like to buy even more this fall. For example, last year, I bought 16 cans of pumpkin (16 oz cans), for $1 each. If I find a similar price, this year I'll buy about 25 cans. I can do a lot with canned pumpkin, everything from breads, muffins and oatmeal, to soups and side dishes. And it's very convenient and high in beta carotene. I'll be buying 2 cases of tomato paste this year, instead of 1, as we went through the 1 case very easily, and I would have liked to have had more on hand. It's nice to have these records to look back on and see what I paid for individual items and how much I bought.

I'm still doing a lot of my shopping at a restaurant supply. However, now, I try to only buy from there when I find items I want on sale. Yes, the restaurant supply has sales, too. So, for savings, here's an example of the difference between buying on sale at the cash and carry and regular cash and carry price. On the oats I bought this month, I saved $2.74 per sack over paying their regular price of $16.49 in February. Such a great savings that I bought 2 sacks this month.

That's it for August. Onward and upward!

Thursday, August 28, 2014

Party food in lunch boxes?

Okay, so if you shop the back-to-school section of major retailers, in addition to notebook paper, crayons, pencils and binders, you'll see jumbo boxes of small packets of chips, highly-processed fruit snacks, punch boxes/pouches, packages of cookies, and individually wrapped bakery-type stuff, like small cakes and treats.

Since when did a lunch box need to be filled with party food? And what kind of messages are we sending to our kids about what they eat? If a lunch box is packed with items like chips and punch, how do we expect our kids to want to eat healthier foods at home?


I know there are a lot of parents who pack very healthy foods for their kids' lunches. I'm just appalled by the message we get from major retailers and food manufacturers about what we "should" be packing in our children's lunch boxes.

It kind of reminds me of what the front of a box of super sugary breakfast cereal usually says, "part of a nutritious breakfast' -- yeah, if you add some fruit, an egg, a piece of whole grain toast and a glass of milk, any bowl of sugar can be part of a nutritious breakfast.

I just don't think we should allow retailers and food manufacturers tell us what to eat. We have opposing priorities. Their priority is to make a profit. Our priority is superior nutrition for ourselves and our families.

Just an observation and a rant.

Tuesday, August 26, 2014

This week's lunch round-up: another busy week

On Monday, I did a lot of cooking and baking. My week to come is a busy one, with picking blackberries, making jam, making pickles, harvesting and drying herbs, cleaning out 1 freezer to defrost, getting all the quilts and comforters washed/dried, and more. So, I decided to do as much cooking for the week as possible on Monday.

Some of the lunch round-up items are actually leftovers from Monday's dinner, just making everything that much simpler for me. Here's what's on the lunch menu at our house this week:

  • bean burger patties (there's rice and gravy to go with these, for the family members with a fridge at work)
  • creamy cucumber and dill salad
  • blueberry muffins
  • garlic bread
  • garden vegetable medley (tomatoes, summer squash, onions, garlic, herbs)
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Monday, August 25, 2014

Saving and using fat from cooking meat

Most of us, here, save at least some of our cooking fat, like bacon fat. And some of us save other meat fat. This seems to be an age-old frugal practice. I thought we could put our thoughts together and list all the ways we have used our saved fat, as well as how to store it.

  • clarified bacon fat in place of lard or Crisco in pastry  To clarify fat, add fat to a small saucepan of water. Heat to boiling and simmer for 5 minutes. Allow to cool, chill, and pour cloudy water off of the solidified fat. Add more water to the saucepan and repeat the simmer/chilling process 2 or 3 additional times. The final clarified fat has lost its meaty flavor and can be used for baking biscuits or making pie pastry.
  • making gravy immediately after frying ground beef or sausage  This gravy isn't part of the meal for which the meat was prepared but to be frozen and used later to top biscuits or Yorkshire pudding, with or without tofu chunks added (makes a protein/carb/fat portion of supper).
  • making gravy, as above, but adding milk to use in place of cream-of-whatever soup for casseroles  Sausage gravy, made with some milk, is great in a green bean casserole instead of the usual cream of mushroom soup.
  • making a large batch of chicken, turkey or ham gravy to divide into containers for the freezer for serving over cooked meat, potatoes, noodles or rice at another meal.
  • I store some fat, as is, in containers in the freezer, labeled as to which kind of fat  When cooking, I use a blend of this meat fat and oil to sauté items which don't contain their own fat, like bean burger patties, or, for the onions at the beginning of making a pot of soup. 

Just a note, ground beef and breakfast sausage fat have little flavor of their own, so I add a substantial amount of dried herbs to either when making gravy. I like sage and thyme added to sausage gravy and thyme, oregano, black pepper and soy sauce added to ground beef gravy.

So, what do you do with leftover meat fat?

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Thursday, August 21, 2014

Different strokes . . .

So often, other families make choices with their lives that we just don't understand. There's a reason we don't understand why a person chooses to do something one way, when our own, and different way makes better sense to us. We simply don't know the details and background of their lives that bring them to their choice.

What works for me might not work for you.

I make yogurt regularly. On Tuesday, I made 5 quarts of plain yogurt. I saved several dollars by making that yogurt. But making yogurt might not be the right choice for you. Let's say you only like yogurt a little. Would it really be worth spending a couple of hours to just make a little bit of yogurt? You may conclude that you're money and time is better spent buying small amounts of commercial yogurt when the price fits your budget.

Our family eats a lot of beans. We save a small fortune on our groceries by eating beans in place of meat, several days per week. Does that mean that every frugal family "needs" to eat loads and loads of beans? What if eating beans has a disastrous after-effect on your body? You may decide that you'd be better off saving in other ways, and skip the beans.

I lived rent-free in my parents' home for a couple of years in my early 20s. Was this right or wrong of my parents? Did not having to pay rent lead me to a life of financial irresponsibility? They had their reasons for allowing me to live there rent-free. While we didn't have a formal agreement, I'm certain I was allowed to live there for free as an enticement to get me to stay there, for the remaining years of my mom's life. I became her after-hours care-giver, before and after the nurse was there for her daily 8-hour shift. Cancer left my mom physically disabled, and she wanted to remain in our home and care for all of us (my brother was still in high school at that time), as best she could for those last months. My being there allowed her to continue being "mom".

As many of you know, our grown son still lives at home. He pays us a small rent each month. You may be thinking that he should be out of the house at his age. But you don't know the circumstances which have led us to keep him living here. Circumstances change, and he'll be moving on to his own place when that happens.

This has been an extremely difficult year for our family, financially. Many of you have probably wondered why I just don't get a full-time job (I do work 1 day outside the home for pay), and ease our financial stress. Well, you don't know the particulars that have drawn us to the conclusion that me still at home is the best situation for our family, right now. Again, our family's circumstances will eventually allow for me to have more time for other pursuits.

As bloggers, we tend to only show you the "pretty" side to our lives. The messy side we leave shut behind closed blog doors. This isn't to deceive you into thinking our lives are wonderful. We assume that you know that no one's life is perfect. Keeping the messier aspects of our lives behind closed doors provides privacy for those we love, our families. We should all be entitled to a little bit of privacy in dealing with our own difficulties, don't you think?

I once judged someone (in my mind) for using a Keurig-style coffee maker. "What are they thinking? That's about $1 per cup of coffee!" My own coffee costs about 10 cents per cup. Surely, my way is the better way. But what if this couple had previously been spending a small fortune keeping Starbucks' stockholders happy? Then even a $1 cup of coffee would be saving them money. I enjoy a great cup of coffee, too. If I had the money for K-cups, I know I'd enjoy them, and maybe drink less coffee in the end.

Sometimes, we just don't know why others make the choices that they do. And sometimes, they don't know why we've come to our own conclusions. Take what works and leave the rest.

Tuesday, August 19, 2014

This week's lunch round-up: gotta make it simple *plus* how to make PBJ French Toast

I had a lot on my plate yesterday, so making lunch fixins' for the week had to be simple. Here's what I came up with:

  • peanut butter and jelly French toast (takes 10 minutes to make 4 servings, faster than baking muffins)
  • lentil-vegetable soup (this was Monday night's dinner, so no extra work, just a large pot)
  • hard-boiled eggs
  • rice and beans (these were actually leftovers from Sunday dinner, so, again, no extra work there)
  • blackberry-granola-yogurt parfaits
  • fresh apples 

When time is short, what do you throw into a lunch bag for yourself or family? 

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Peanut Butter and Jelly French Toast

(If you have pbj lovers in your house, you may want to give these a try. Heartier than regular French toast, a half sandwich packs a lot of protein in the peanut butter, egg and milk. Bonus, they are faster to make than muffins. 
I make several and layer between sheets of waxed paper, then cover with a plastic bag, in a pie plate to keep in the fridge. They keep refrigerated for up to 4 days. Reheat in the microwave. Alternatively, you can individually wrap and freeze, to keep frozen for up to 3 months.)

(4 hearty servings, or 8 pieces)

8 slices bread
smooth peanut butter (alternatively, you can use butter for this step)
chunky peanut butter
jelly or jam
2 large eggs
2 tablespoons milk
1/2 teaspoon vanilla extract
1/2 teaspoon granulated sugar
butter and oil for skillet
(optional -- powdered (confectioner's) sugar, raspberry or blackberry jam and/or maple syrup)

Spread 1 side of each slice of bread with smooth peanut butter, to the edges (you can use butter in place of smooth peanut butter).

Spread a layer of chunky peanut butter on one slice of each sandwich. Spread jelly or jam on other slice of each sandwich. Put two sides of sandwiches together. Cut in half.

In a medium-size bowl, beat eggs, milk, vanilla extract and sugar.

Heat skillet over medium. Add a teaspoon each of butter and oil.

Dip sandwich halves quickly in egg batter. Flip in the batter, then add to skillet. Cook until browned underneath, flip and cook the other side.

To serve on plates (my daughters grab these to-go in a napkin in the mornings, so no optional ingredients for them most days), sprinkle with powdered sugar and provide additional jam for dipping (a la Monte Cristo sandwiches). Otherwise, drizzle with maple syrup.

(I'll get a photo posted as soon as I can figure it out on a borrowed computer, with only a camera and no cell phone camera. They're pretty with the powdered sugar and jam in a ramekin on the side.)






Monday, August 18, 2014

Oh, for the good old days

I've been listening to some music from the early 70s, lately. It brings me back to the 6th grade, when life was so easy.

Back then, my mom bought my clothes for me. All I had to do was choose what to wear each day. I never thought, "will this make me look fat?", "will this make me look thin?", "will this bring out the green in my eyes?", "will this be in style?". I think my only criteria in what to wear was whether or not the garment was comfy, and in my favorite color.

My room was my domain. My mom did her decorating, then I did mine. My decorating consisted of posters on my closet doors. These "posters" came out of magazines, so I didn't even have to spend money on my "decorating".

Food was provided, and just showed up, either in my lunch bag or at my place at the table. I never thought "what should I have for dinner?" My mom took care of that for me.

I never thought about retirement funds, medical bills, whether the price of milk was high or low this year, how expensive college tuition is, or how we will make ends meet with current inflation. I just existed.

I received 50 cents per week for allowance, in exchange for doing some chores. But I didn't have to buy groceries, clothing, housing or pay for utilities with my allowance. Allowance (after tithing) was strictly for my "wants", which was primarily candy, small toys or games and an occasional Saturday matinee at the movie theater. A Hershey bar cost about 10 cents and a movie ticket was 50 cents. (Check out this link for the price of a Hershey bar through the decades. Other food prices included on this page. If you're up at the top of the page, for Hershey bars, click on the Hershey prices link in upper right section, or scroll down about 3/4 the way. http://www.foodtimeline.org/foodfaq5.html#candybar)

My "wants", now, are more along the lines of a professional haircut, new shoes, or drapes for the family room -- all things that were provided for me as a child, not things I had to pay for with my allowance.

My thoughts about life were simple when I was in the 6th grade. I wasn't striving for a better financial picture. I wasn't pondering when would be a good time to "downsize". I didn't have to reconcile our expenditures with our income.

I simply lived. Oh, for the good old days. 6th grade, I miss how simple you felt.

Thursday, August 14, 2014

Christmas shopping -- yep that's what I said, Christmas




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I've been amassing a pile of Christmas gifts in the closet, over the summer.

This is a great time of year to check thrift shop shelves for Christmas items. Folks are cleaning out their own closets and donating to the thrifts. A couple of weeks ago I found a few Christmas things at Value Village -- added to the stack.

Also, I regularly receive both Kohl's and Penney's $10 off coupons. Last week I spent a few hours using 4 $10 off coupons (1 $10 off/$10 to Kohl's, 1 $10 off/$25 & 1 $10 off/$10 at Penney's, and 1 $10 reward I didn't even know I had at Penney's from the suit I purchased last spring). With these coupons/rewards, I bought 5 gifts for this coming holiday season, and spent a grand total of $12 out of pocket.

Add these items to the stash of after-Christmas clearance gifts I bought in January, and my pile is growing. I'll still have a couple of large ticket gifts to buy. I'll begin hunting those down soon.

Am I just crazy, or have you begun Christmas shopping/crafting already, too?

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Tuesday, August 12, 2014

This week's lunch round-up: the garden is really producing!

With an abundant garden right now, I am using what's ripe to put together lunches. And as it was so terribly hot yesterday, I tried to make items do double-duty for dinner last night, as well as lunches for the week. (The kitchen was in the mid-80s by afternoon.)

For dinner, we had veggie quiche (using some of the cooked veggies also used in the egg and veggie fried rice), 2 bean salad, brown rice (what was left of the large pot of rice from making the fried rice), and fruit salad using some of the apples and blueberries.

So here's the lunch round-up for the week:
  • fresh apples
  • boiled eggs
  • egg and veggie fried rice
  • blueberry muffins
  • 2 bean salad (green beans and pintos, don't have 3 beans, LOL!)

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